Black Hawk County property record for 321 Joder Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,035 sqft Living Area |
| Lot Size | 10,000 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $112,500 (2021) |
| Tax Bill | $2,664.00 (2025) |
| Primary APN | 8913-27-136-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,035 sqft Living Area |
| 1st Floor | 875 sqft 1st Floor |
| Basement Area | 875 sqft Basement |
| Finished Basement | 225 sqft Finished |
| Unfinished Basement | 875 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,000 sqft (0.23 acres) |
| Depth X Width | 125 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 644 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 100 sqft Shed |
| Deck Area | 372 sqft Deck |
| Patio Area | 155 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 321 JODER AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2448 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HAGERMAN PLACE LOT 5 BLK 32 LOT 6 BLK 32 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | HAGERMAN PLACE |
| Legal Block | 32 |
| Legal Lot Number | 5,6 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 1502 |
Source: Black Hawk County records · APN 8913-27-136-013
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 JODER AVE, WATERLOO, IA 50701-2448 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU |
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Dec 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU |
| Dec 28, 2018 | Warranty Deed, Transfer · Stand Alone First Mortgage GERSHMAN INVESTMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2021 · Amount on Record |
| Deed Sale | Dec 03, 2021 · Amount on Record |
| Prior Sale | Dec 03, 2020 · Amount on Record |
| Deed Doc Number | 202111886 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 321 JODER AVE, WATERLOO, IA 50701-2448 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300002114 |
|---|---|
| Date | Aug 05, 2022 |
| Instrument | 202300002114 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 321 JODER AVE, WATERLOO, IA 50701-2448 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300016841 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 202300016841 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 03, 2020 |
| Property Address | 321 JODER AVE, WATERLOO, IA 50701-2448 |
| Document Number | 202100011886 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 202100011886 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 321 JODER AVE, WATERLOO, IA 50701-2448 |
| Document Number | 202100011887 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | 202100011887 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 28, 2018 |
| Property Address | 321 JODER AVE, WATERLOO, IA 50701-2448 |
| Document Number | 201900009927 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 201900009927 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 JODER AVE, WATERLOO, IA 50701-2448 |
| Document Number | 201900009928 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 201900009928 |
| Name | GERSHMAN INVESTMENT |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,664.00 Homeowner's exemption | $159,820 (+20.12%) Land $25,220 Building $134,600 | $159,820 (+20.12%) Land $25,220 Building $134,600 |
| 2024 | $2,664.00 (+23.91%) | ||
| 2023 | $133,050 (+24.61%) Land $25,220 Building $107,830 | $133,050 (+24.61%) Land $25,220 Building $107,830 | |
| 2022 | $2,150.00 Homeowner's exemption | $106,770 Land $25,220 Building $81,550 | |
| 2021 | $106,770 Land $25,220 Building $81,550 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 24% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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