Black Hawk County property record for 131 Joder Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1964 |
| Square Footage | 720 sqft Living Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $105,000 (2023) |
| Tax Bill | $2,034.00 (2025) |
| Primary APN | 8913-27-204-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 720 sqft Living Area |
| 1st Floor | 720 sqft 1st Floor |
| Basement Area | 720 sqft Basement |
| Finished Basement | 250 sqft Finished |
| Unfinished Basement | 720 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,000 sqft (0.115 acres) |
| Depth X Width | 125 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 264 sqft Garage |
| Patio Area | 252 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 169 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 131 JODER AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5334 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HAGERMAN PLACE LOT 10 BLK 34 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | HAGERMAN PLACE |
| Legal Block | 34 |
| Legal Lot Number | 10 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1051 |
| Census Tract | 400 |
Source: Black Hawk County records · APN 8913-27-204-014
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3906 ONAWA DR, WATERLOO, IA 50701-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Apr 01, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage GREENSTATE CU |
| Oct 29, 2020 | Sheriff's Deed, Foreclosure Result of a Foreclosure Auction |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2023 · Amount on Record |
| Deed Sale | Sep 06, 2023 · Amount on Record |
| Prior Sale | Sep 06, 2022 · Amount on Record |
| Deed Doc Number | 20233985 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 06, 2022 |
| Property Address | 131 JODER AVE, WATERLOO, IA 50701-5334 |
| Document Number | 202300003985 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 202300003985 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 JODER AVE, WATERLOO, IA 50701-5334 |
| Document Number | 202300003986 |
|---|---|
| Date | Sep 06, 2022 |
| Instrument | 202300003986 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Number | 202300003987 |
|---|---|
| Date | Sep 06, 2022 |
| Instrument | 202300003987 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 131 JODER AVE, WATERLOO, IA 50701-5334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100020577 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 202100020577 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2036 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 29, 2020 |
| Property Address | 131 JODER AVE, WATERLOO, IA 50701-5334 |
| Document Number | 202100009330 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 202100009330 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 BLACK HAWK RD, WATERLOO, IA 50701-2427 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,034.00 Homeowner's exemption | $126,730 (+21.9%) Land $12,610 Building $114,120 | $126,730 (+21.9%) Land $12,610 Building $114,120 |
| 2024 | $2,034.00 (+15.7%) | ||
| 2023 | $103,960 (+29.8%) Land $12,610 Building $91,350 | $103,960 (+29.8%) Land $12,610 Building $91,350 | |
| 2022 | $1,758.00 | $80,090 Land $12,610 Building $67,480 | |
| 2021 | $80,090 Land $12,610 Building $67,480 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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