121 Joder Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 121 Joder Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1936
Square Footage	912 sqft Living Area
Lot Size	5,000 sqft (0.115 acres)
Occupancy	Owner Occupied
Last Sale	$74,000 (2020)
Tax Bill	$1,798.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-27-204-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	912 sqft Living Area
1st Floor	912 sqft 1st Floor
Basement Area	912 sqft Basement
Unfinished Basement	912 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,000 sqft (0.115 acres)
Depth X Width	125 ft x 40 ft Depth x Width

Exterior Amenities

Deck Area	96 sqft Deck
Patio Area	160 sqft Patio
Porch	1 Porch
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	121 JODER AVE
City	WATERLOO
State	IA
Zip	50701-5334
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE LOT 9 BLK 34
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HAGERMAN PLACE
Legal Block	34
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1051
Census Tract	400

Owner

Source: Black Hawk County records · APN 8913-27-204-015

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 JODER AVE, WATERLOO, IA 50701-5334
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jul 31, 2020	Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment WATERLOO HOUSING AUTHORITY
Jul 09, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jan 09, 2020	Deed of Trust, Mortgage · Stand Alone Refinance FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 09, 2020 · Amount on Record
Deed Sale	Jul 09, 2020 · Amount on Record
Prior Sale	May 12, 2020 · Amount on Record
Deed Doc Number	20202100000561
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0000019633
Record Refreshed	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	121 JODER AVE, WATERLOO, IA 50701-5334
Transaction Type	Mortgage
Record Updated	Jan 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 JODER AVE, WATERLOO, IA 50701-5334

Mortgage

Document Number	202400008197
Date	Dec 22, 2023
Instrument	202400008197

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	121 JODER AVE, WATERLOO, IA 50701-5334
Transaction Type	Mortgage
Record Updated	Aug 14, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002375
Date	Jul 31, 2020
Instrument	202100002375

Lender

Name	WATERLOO HOUSING AUTHORITY
Type	Government Agency
Address	WATERLOO, IA 50703

Agreement

Type	Second Mortgage to Cover Down Payment
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 09, 2020
Property Address	121 JODER AVE, WATERLOO, IA 50701-5334
Document Number	202100000561
Instrument Date	Jul 02, 2020
Instrument	202100000561
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$117.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 JODER AVE, WATERLOO, IA 50701-5334

Mortgage

Document Number	202100000562
Date	Jul 09, 2020
Instrument	202100000562

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	121 JODER AVE, WATERLOO, IA 50701-5334
Transaction Type	Mortgage
Record Updated	Feb 05, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000012281
Date	Jan 09, 2020
Instrument	20202000012281

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,798.00 Homeowner's exemption	$114,250 (+22.76%) Land $12,610 Building $101,640	$114,250 (+22.76%) Land $12,610 Building $101,640
2024	$1,798.00 (+27.52%)
2023		$93,070 (+27.37%) Land $12,610 Building $80,460	$93,070 (+27.37%) Land $12,610 Building $80,460
2022	$1,410.00 Homeowner's exemption	$73,070 Land $12,610 Building $60,460
2021			$73,070 Land $12,610 Building $60,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

121 Joder Ave, Waterloo, IA 50701 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Joder Ave

Nearby Streets

Search Property Records by Address or Parcel Number