Chester County property record for 321 Fourth St, Henderson, TN 38340
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,035 sqft · built 1950 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Nov 2021) |
| Tax Bill | $702 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 012033L F 00901 |
| Primary APN | 012033L F 00901 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,035 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 887 sqft |
| Finished Basement | 887 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,000 sqft (0.253 acres) |
| Lot Dimensions | 125 ft deep x 88 ft wide |
| Garage Type | Carport |
| Garage Area | 330 sqft |
| Carport | Carport |
| Carport Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 92 sqft |
| Utility Building | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 FOURTH ST |
|---|---|
| City | HENDERSON |
| State | TN |
| Zip | 38340-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: H60 |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970200 |
Source: Chester County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 FOURTH ST, HENDERSON, TN 38340-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2021 | Warranty Deed, Transfer · FHA Mortgage REGIONS BANK |
| Jul 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2021 · Amount on Record |
| Deed Sale | Nov 18, 2021 · Amount on Record |
| Prior Sale | Sep 25, 2009 |
| Deed Document Number | 202169054 |
| Deed Book / Page | 484 / 229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Nov 18, 2021 |
| Property Address | 321 FOURTH ST, HENDERSON, TN 38340-1101 |
| Document Number | 0004840229 |
| Book / Page | 484 / 229 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 69054 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $451.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 69055 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 69055 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Jul 10, 2020 |
| Property Address | 321 FOURTH ST, HENDERSON, TN 38340-1101 |
| Document Number | 0004610161 |
| Book / Page | 000461 / 000161 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 64593 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 STEED ST HENDERSON TN 383401173, HENDERSON, TN 38340-1173 |
Source: Chester County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Municipality | Henderson City |
| Unified School District | Chester County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $702.00 | $34,500 (-) | $138,000 (-) Land $12,900 Building $125,100 |
| 2025 | $702.00 (+2%) | $34,500 (+46.65%) | $138,000 (+46.65%) Land $12,900 Building $125,100 |
| 2023 | $585.00 | $23,525 | $94,100 Land $9,800 Building $84,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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