313 Fourth St, Henderson, TN 38340 Property Records

Chester County property record for 313 Fourth St, Henderson, TN 38340

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,186 sqft · built 1962
Lot Size	0.861 acres (37,513 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (Aug 2020)
Tax Bill	$1,384 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012033L F 00800`

Property Details

APN / Parcel Number

Primary APN	`012033L F 00800`
Alternative APN	`033L F 00800 00006033L`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,186 sqft Living Area
1st Floor Area	1,652 sqft
Upper Floors Area	66 sqft
Basement Area	2,052 sqft
Finished Basement	1,652 sqft
Unfinished Basement	400 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1981
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	37,513 sqft (0.861 acres)
Lot Dimensions	220 ft deep x 181 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	269 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 FOURTH ST
City	HENDERSON
State	TN
Zip	38340-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: H60
Jurisdiction	CHESTER TN
Township / Civil Division	5
Census Block Group	1
Census Block	1024
Census Tract	970200

Owner

313 Fourth St is owned and occupied by two individuals who bought it in August 2020.

Source: Chester County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 FOURTH ST, HENDERSON, TN 38340-1101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on File
Deed Sale	Aug 19, 2020 · Amount on File
Deed Document Number	202064970
Deed Book / Page	463 / 167
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Aug 19, 2020
Property Address	313 FOURTH ST, HENDERSON, TN 38340-1101
Document Number	0004630167
Book / Page	463 / 167
Instrument Date	Aug 14, 2020
Instrument	64970
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 FOURTH ST, HENDERSON, TN 38340-1101

Mortgage

Document Number	0004630169
Date	Aug 19, 2020
Book Page	463/169
Instrument	64971

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 313 Fourth St was $1,384.

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Municipality	Henderson City
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,384.00	$67,950	$271,800 Land $18,900 Building $252,900
2023	$1,150.00	$46,275	$185,100 Land $14,300 Building $170,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Fourth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Fourth St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20