Chester County property record for 320 Fourth St, Henderson, TN 38340
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,799 sqft · built 1964 |
| Lot Size | 0.34 acres (14,820 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $83,000 (Mar 2017) |
| Tax Bill | $761 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012033L J 00900 |
| Primary APN | 012033L J 00900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,799 sqft Living Area |
| 1st Floor Area | 1,609 sqft |
| Upper Floors Area | 140 sqft |
| Basement Area | 1,609 sqft |
| Finished Basement | 1,609 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,820 sqft (0.34 acres) |
| Lot Dimensions | 130 ft deep x 114 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 FOURTH ST |
|---|---|
| City | HENDERSON |
| State | TN |
| Zip | 38340-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: H60 |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970200 |
Source: Chester County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 FOURTH ST, HENDERSON, TN 38340-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 21, 2017 | Warranty Deed, Transfer · FHA Mortgage GUARANTY TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2017 · Amount on Record |
| Deed Sale | Mar 21, 2017 · Amount on Record |
| Prior Sale | Nov 18, 2008 · Amount on Record |
| Deed Document Number | 201756009 |
| Deed Book / Page | 419 / 163 |
| Prior Transfer Date | Nov 4, 2015 |
| Prior Transfer Doc | 0004040147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER TN |
| Property Address | 320 FOURTH ST, HENDERSON, TN 38340-1102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 320 FOURTH ST, HENDERSON, TN 38340-1102 |
| Document Number | 0004870227 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 487/227 |
| Instrument | 69603 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Mar 21, 2017 |
| Property Address | 320 FOURTH ST, HENDERSON, TN 38340-1102 |
| Document Number | 0004190163 |
| Book / Page | 000419 / 000163 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 56009 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 FOURTH ST HENDERSON TN 383401102, HENDERSON, TN 38340-1102 |
| Document Number | 4190165 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 000419/000165 |
| Instrument | 56010 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
Source: Chester County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Municipality | Henderson City |
| Unified School District | Chester County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $761.00 (+20.03%) | $37,400 (+46.67%) | $149,600 (+46.67%) Land $10,800 Building $138,800 |
| 2023 | $634.00 | $25,500 | $102,000 Land $8,200 Building $93,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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