321 E Winter Woods Dr, Findlay, OH 45840 Property Records

Hancock County property record for 321 E Winter Woods Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,317 sqft · built 2017
Lot Size	0.558 acres (24,302 sqft)
Owner	Individual Name on Record
Last Sale	$46,000 (Feb 2017)
Tax Bill	$5,848 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-153-03-021.000`

Property Details

APN / Parcel Number

Primary APN	`1011-153-03-021.000`
Alternative APN	`610001015682`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,317 sqft Living Area
1st Floor Area	2,317 sqft
Basement Area	2,317 sqft
Finished Basement	1,500 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	24,302 sqft (0.558 acres)
Lot Dimensions	135 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	1,403 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	531 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	321 E WINTER WOODS DR
City	FINDLAY
State	OH
Zip	45840-7746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTER WOODS EST 2ND ADD LOT 45
Legal Subdivision	WINTER WOODS EST
Legal Lot Number	45
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4023
Census Tract	200

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 E WINTER WOODS DR, FINDLAY, OH 45840-7746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Deed of Trust, Mortgage · Line of Credit USX FEDERAL CU
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Jan 6, 2004 · Amount on Record
Deed Document Number	20171745
Deed Book / Page	2514 / 2578
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	321 E WINTER WOODS DR, FINDLAY, OH 45840-7746
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02536/2293
Date	Apr 23, 2018
Book Page	2536/2293
Instrument	201800003023

Lender

Name	USX FEDERAL CU
Type	Credit Union
Address	CRANBERRY TOWNSHIP, PA 16066

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 22, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	321 E WINTER WOODS DR, FINDLAY, OH 45840-7746
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02567/3369
Date	Apr 21, 2020
Book Page	2567/3369
Instrument	202000003416

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 28, 2017
Property Address	321 E WINTER WOODS DR, FINDLAY, OH 45840-7746
Document Number	02514/2578
Book / Page	2514 / 2578
Instrument Date	Feb 22, 2017
Instrument	201700001745
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1305 WOODWORTH DR, FINDLAY, OH 45840-6253

Mortgage

Document Number	201700001746
Date	Feb 28, 2017
Instrument	201700001746

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Mar 1, 2018
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,848.00 (+3.54%)	$190,600 (+20.17%) Land $24,440 Building $166,160	$544,570 (+20.17%) Land $69,830 Building $474,740
2023	$5,648.00 (+0.36%) Homeowner's exemption	$158,610 (-) Land $20,370 Building $138,240
2022	$5,628.00 Homeowner's exemption	$158,610 Land $20,370 Building $138,240	$453,150 Land $58,190 Building $394,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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