276 E Winter Woods Dr, Findlay, OH 45840 Property Records

Hancock County property record for 276 E Winter Woods Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 2006
Lot Size	0.319 acres (13,874 sqft)
Owner	Company Name on Record
Last Sale	$367,900 (Jul 2025)
Tax Bill	$3,277 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1011-153-01-011.000`

Property Details

APN / Parcel Number

Primary APN	`1011-153-01-011.000`
Alternative APN	`610001015695`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	812 sqft
Finished Basement	406 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,874 sqft (0.319 acres)
Lot Dimensions	185 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	444 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	276 E WINTER WOODS DR
City	FINDLAY
State	OH
Zip	45840-7760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTER WOODS EST 2ND ADD LOT 71
Legal Subdivision	WINTER WOODS EST
Legal Lot Number	71
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4024
Census Tract	200

Owner

Source: Hancock County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3710, CHICAGO, IL 60654-0801
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 18, 2025	Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jan 4, 2023	Intrafamily Transfer, Transfer
Mar 3, 2022	Warranty Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY
Jul 17, 2019	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA
Jul 19, 2017	Warranty Deed, Transfer · ARM FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	20256186
Deed Book / Page	2621 / 444
Prior Transfer Date	Dec 15, 2022
Prior Transfer Doc	02600/1243
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	May 27, 2026
Property Address	276 E WINTER WOODS DR, FINDLAY, OH 45840-7760
Document Number	0000003821
Book / Page	2629 / 2983
Instrument Date	May 19, 2026
Instrument	20263821
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 E WINTER WOODS DR, FINDLAY, OH 45840-7760
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003821,
Date	May 27, 2026
Book Page	2629/2983
Instrument	20263821

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 18, 2025
Property Address	276 E WINTER WOODS DR, FINDLAY, OH 45840-7760
Document Number	002621/444
Book / Page	2621 / 444
Instrument Date	Jul 11, 2025
Instrument	202500006186
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	UNITED ALLIANCE TTL AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3710, CHICAGO, IL 60654-0801
Investor	Possibly a Property Investor

Mortgage

Document Number	202500006189
Date	Jul 18, 2025
Instrument	202500006189

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jan 4, 2023
Property Address	276 E WINTER WOODS DR, FINDLAY, OH 45840-7760
Document Number	02600/1243
Book / Page	2600 / 1243
Instrument Date	Dec 15, 2022
Instrument	202300000025
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	276 E WINTER WOODS DR, FINDLAY, OH 45840-7760

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 3, 2022
Property Address	276 E WINTER WOODS DR, FINDLAY, OH 45840-7760
Document Number	02592/1867
Book / Page	2592 / 1867
Instrument Date	Feb 1, 2022
Instrument	202200001992
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 E WINTER WOODS DR, FINDLAY OHIO, OH

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 17, 2019
Property Address	276 E WINTER WOODS DR, FINDLAY, OH 45840-7760
Document Number	02559/2961
Book / Page	2559 / 2961
Instrument Date	Jun 10, 2019
Instrument	201900005726
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 E WINTER WOODS DR, FINDLAY, OH 45840-7760

Mortgage

Document Number	201900005727
Date	Jul 17, 2019
Instrument	201900005727

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 19, 2017
Property Address	276 E WINTER WOODS DR, FINDLAY, OH 45840-7760
Document Number	02522/2375
Book / Page	2522 / 2375
Map Reference	VOL 2445 PG 113
Instrument Date	Jul 10, 2017
Instrument	201700006214
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, MID AM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 E WINTER WOODS DR, FINDLAY, OH 45840-7760

Mortgage

Document Number	201700006215
Date	Jul 19, 2017
Instrument	201700006215

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,277.00 (+4.06%) Homeowner's exemption	$106,900 (+20.59%) Land $18,080 Building $88,820	$305,430 (+20.59%) Land $51,660 Building $253,770
2024	$3,149.00 (-0.16%)	$88,650 (-) Land $15,070 Building $73,580
2023	$3,154.00 Homeowner's exemption	$88,650 Land $15,070 Building $73,580
2022			$253,280 Land $43,050 Building $210,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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