Stearns County property record for 321 E James St, Paynesville, MN 56362
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,120 sqft · built 1895 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Company Name on File |
| Last Sale | $40,000 (Sep 2012) |
| Tax Bill | $1,662 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-38868-0000 |
| Primary APN | 70-38868-0000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,254 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,100 sqft (0.186 acres) |
| Lot Dimensions | 100 ft deep x 81 ft wide |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 321 E JAMES ST |
|---|---|
| City | PAYNESVILLE |
| State | MN |
| Zip | 56362-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E81' OF LOTS 6 & 7 BLK 4 GILBERT'S NEW ADD. GILBERT'S NEW ADD SECTION 16 TOWNSHIP 122 RANGE 032 GILBERT'S NEW ADD SECTION 16 |
| Legal Range | 32W |
| Legal Township | 122 |
| Legal Section | 16 |
| Legal Subdivision | GILBERTS NEW ADD |
| Legal Block | 4 |
| Legal Lot Number | 6-7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | PAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 11000 |
Source: Stearns County assessment roll, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 24836 CRESCENT VIEW RD, PAYNESVILLE, MN 56362-4620 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2012 · Amount on Record |
| Deed Sale | Sep 20, 2012 · Amount on Record |
| Deed Document Number | 2012557628 |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Paynesville City |
| Unified School District | Paynesville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,662.00 (+19.74%) | $131,700 (+3.54%) Land $24,700 Building $107,000 | $131,700 (+3.54%) Land $24,700 Building $107,000 |
| 2025 | $127,200 (+12.57%) Land $23,600 Building $103,600 | $127,200 (+12.57%) Land $23,600 Building $103,600 | |
| 2023 | $1,388.00 | $113,000 Land $25,100 Building $87,900 | $113,000 Land $25,100 Building $87,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Paynesville serves 2,575 people · EPA ID MN1730018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Broadband Fiber | 1,000 / 1,000 |
| Meeker Cooperative Light & Power Association Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Uniti Group DSL | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: Arvig Enterprises, Verizon.
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