209 E James St, Paynesville, MN 56362 Property Records

Stearns County property record for 209 E James St, Paynesville, MN 56362

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1892
Lot Size	0.285 acres (12,425 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2026)
Tax Bill	$1,748 (2026)
Deeds & Mortgages	Jun 2026 Sale Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`70-38841-0000`

Property Details

APN / Parcel Number

Primary APN	`70-38841-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,079 sqft
1st Floor Area	384 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,425 sqft (0.285 acres)
Lot Dimensions	175 ft deep x 71 ft wide
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 E JAMES ST
City	PAYNESVILLE
State	MN
Zip	56362-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E2 OF LOTS 6-7-8-9-10-11 &12 BLK 1 GILBERT'S NEW ADD SECTION 16 TOWNSHIP 122 RANGE 032 GILBERT'S NEW ADD SECTION 16 TOWNSHIP
Legal Range	32W
Legal Township	122
Legal Section	16
Legal Subdivision	GILBERTS NEW ADD
Legal Block	1
Legal Lot Number	6-7
Jurisdiction	STEARNS MN
Township / Civil Division	PAYNESVILLE
Census Block Group	1
Census Block	1060
Census Tract	11000

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 E JAMES ST, PAYNESVILLE, MN 56362-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Jan 23, 2017 · Amount on Record
Deed Document Number	20261714220
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 2, 2026
Property Address	209 E JAMES ST, PAYNESVILLE, MN 56362-1616
Document Number	0001714220
Instrument Date	May 29, 2026
Instrument	20261714220
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$63,327.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E JAMES ST, PAYNESVILLE, MN 56362-1616

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 23, 2017
Property Address	209 E JAMES ST, PAYNESVILLE, MN 56362-1616
Document Number	00A1487884
Instrument Date	Jan 19, 2017
Instrument	A1487884
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$310.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E JAMES ST, PAYNESVILLE, MN 56362-1616

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Paynesville City
Unified School District	Paynesville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,748.00 (+24.5%)	$166,200 (+2.47%) Land $23,400 Building $142,800	$166,200 (+2.47%) Land $23,400 Building $142,800
2025		$162,200 (+22.05%) Land $22,300 Building $139,900	$162,200 (+22.05%) Land $22,300 Building $139,900
2023	$1,404.00	$132,900 Land $23,800 Building $109,100	$132,900 Land $23,800 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Paynesville serves 2,575 people · EPA ID MN1730018
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Broadband Fiber	1,000 / 1,000
Meeker Cooperative Light & Power Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Windstream DSL	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Arvig, Verizon.

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