Stearns County property record for 125 E James St, Paynesville, MN 56362
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2.5 ba · 5,504 sqft · built 1948 |
| Lot Size | 0.411 acres (17,900 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $10,360 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-39004-0010 |
| Primary APN | 70-39004-0010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,504 sqft Living Area |
| 1st Floor Area | 5,504 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 17,900 sqft (0.411 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 125 E JAMES ST |
|---|---|
| City | PAYNESVILLE |
| State | MN |
| Zip | 56362-1614 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | S2 LOT 3 & ALL LOTS 4, 5 & 6 LESS WLY 96' ALL IN BLK 2 & INC ALL THAT PART OF KORONIS & LAKE AVE VAC LYING BETWEEN ELY EXT OF |
| Legal Range | 32W |
| Legal Township | 122 |
| Legal Section | 16 |
| Legal Subdivision | HAINES ADD |
| Legal Block | 2 |
| Legal Lot Number | 3-6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | PAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 11000 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 137, PAYNESVILLE, MN 56362-0137 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Paynesville City |
| Unified School District | Paynesville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,360.00 (+14.73%) | $444,400 (+11.1%) Land $43,500 Building $400,900 | $444,400 (+11.1%) Land $43,500 Building $400,900 |
| 2025 | $400,000 (+5.43%) Land $41,400 Building $358,600 | $400,000 (+5.43%) Land $41,400 Building $358,600 | |
| 2023 | $9,030.00 | $379,400 Land $43,600 Building $335,800 | $379,400 Land $43,600 Building $335,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Paynesville serves 2,575 people · EPA ID MN1730018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Broadband Fiber | 1,000 / 1,000 |
| Meeker Cooperative Light & Power Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Arvig, Verizon.
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