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321 E 4th St, Waterloo, IL 62298 Property Records

Monroe County property record for 321 E 4th St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1914
Square Footage1,356 sqft Living Area
Lot Size19,166 sqft (0.44 acres)
Garage728 sqft
OccupancyOwner Occupied
Tax Bill$3,921.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-30-117-012-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area1,356 sqft Living Area
1st Floor1,374 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Construction TypeFrame Construction
Lot Area19,166 sqft (0.44 acres)
Depth X Width243 ft x 86 ft Depth x Width
DrivewayDriveway Asphalt
Driveway Area1,337 sqft Driveway
Garage Area728 sqft Garage
Patio Area328 sqft Patio
Porch Area496 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address321 E 4TH ST
CityWATERLOO
StateIL
Zip62298-1603
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPART NW 0072100 02S
Legal Range09W
Legal Township02S
Legal Section30
Legal SubdivisionCITY OF WATERLOO
JurisdictionMONROE IL
Minor Civil Division26
Census Blockgroup1
Census Block1026
Census Tract600401

Owner

Source: Monroe County records · APN 08-30-117-012-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address321 E 4TH ST, WATERLOO, IL 62298-1603
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Recording DateApr 09, 2026
Property Address321 E 4TH ST, WATERLOO, IL 62298-1603
Document Number0000442037
Instrument DateMar 20, 2026
Instrument2026442037
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 E 4TH ST, WATERLOO, IL 62298-1603

Mortgage

Document Number0000442037,
DateApr 09, 2026
Instrument2026442037
Lender
NameFIRST NATIONAL BANK OF WATERLOO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate TypeAdjustable Rate
Rate6.01%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$73,700 (+14.48%) Land $17,890 Building $55,810$221,100 (+14.48%) Land $53,670 Building $167,430
2024$3,921.00
2022Additional exemption filed$64,380 Land $16,100 Building $48,280$193,140 Land $48,300 Building $144,840

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