314 E 4th St, Waterloo, IL 62298 Property Records

Monroe County property record for 314 E 4th St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1972
Square Footage884 sqft Living Area
Lot Size7,997 sqft (0.18 acres)
Garage598 sqft
OccupancyOwner Occupied
Tax Bill$2,753.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-25-286-006-000
Alternative APN
  • 07251220700100 00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area884 sqft Living Area
1st Floor884 sqft 1st Floor
Basement Area884 sqft Basement
Unfinished Basement884 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame Construction
Lot Area7,997 sqft (0.18 acres)
Depth X Width155 ft x 36 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area230 sqft Driveway
Parking Spaces2 Parking Spaces
Garage Area598 sqft Garage
Patio Area160 sqft Patio
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address314 E 4TH ST
CityWATERLOO
StateIL
Zip62298-1602
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK 3 WATERLOO HEIGHTS
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionWATERLOO HEIGHTS
Legal Block3
Legal Lot Number7
JurisdictionMONROE IL
Minor Civil Division19
Census Blockgroup1
Census Block1021
Census Tract600401

Owner

Source: Monroe County records · APN 07-25-286-006-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address314 E 4TH ST, WATERLOO, IL 62298-1602
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Mar 07, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2021
Deed SaleMay 12, 2021
Prior SaleMar 07, 2019 · Amount on Record
Deed Doc Number2021417104
Prior Transfer DateMay 05, 2021
Prior Transfer Doc0000417104
Record RefreshedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateMay 12, 2021
Property Address314 E 4TH ST, WATERLOO, IL 62298-1602
Document Number0000417104
Instrument DateMay 05, 2021
Instrument417104
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyCHESTERFIELD TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 E 4TH ST, WATERLOO, IL 62298-1602

Mortgage

Document Number0000417105
DateMay 12, 2021
Instrument417105
Lender
NameFAIRWAY INDEPENDENT MTG CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateMar 07, 2019
Property Address314 E 4TH ST, WATERLOO, IL 62298-1602
Document Number0000400242
Instrument DateMar 07, 2019
Instrument400242
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyINTEGRITY TITLE AGENCY INC, INTEGRITY TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 E 4TH ST WATERLOO IL 622981602, WATERLOO, IL 62298-1602

Mortgage

Document Number400243
DateMar 07, 2019
Instrument400243
Lender
NameDAS ACQUISITION
AddressST LOUIS, MO 63141
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 06, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$55,430 (+13.52%) Land $16,080 Building $39,350$166,290 (+13.52%) Land $48,240 Building $118,050
2024$2,753.00
2022Additional exemption filed$48,830 Land $14,980 Building $33,850$146,490 Land $44,940 Building $101,550

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