Monroe County property record for 327 E 4th St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,864 sqft Living Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2025) |
| Tax Bill | $6,445.00 (2024) |
Source: Monroe County records · APN 08-30-117-004-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 327 E 4TH ST, WATERLOO, IL 62298-1797 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 29, 2025 | Warranty Deed, Transfer · Veterans Administration Mortgage WELLS FARGO BANK |
| Aug 27, 2018 | Grant Deed, Transfer MON-CLAIR TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Aug 27, 2018 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 29, 2025 |
| Property Address | 327 E 4TH ST, WATERLOO, IL 62298-1797 |
| Document Number | 0000439839 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 439839 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 327 E 4TH ST, WATERLOO, IL 62298-1797 |
| Document Number | 0000439840 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 439840 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 27, 2018 |
| Property Address | 327 E 4TH ST, WATERLOO, IL 62298-1797 |
| Document Number | 0000397565 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 397565 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | MON-CLAIR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $56.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 779 AUTUMN GLEN LN WENTZVILLE MO 63385, WENTZVILLE, MO 63385 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $128,170 (+5.15%) Land $17,180 Building $110,990 | $384,510 (+5.15%) Land $51,540 Building $332,970 | |
| 2024 | $6,445.00 Homeowner's exemption Additional exemption filed | $121,895 (+19.86%) Land $16,739 Building $105,156 | $365,685 (+19.86%) Land $50,217 Building $315,468 |
| 2022 | Homeowner's exemption Additional exemption filed | $101,700 Land $15,650 Building $86,050 | $305,100 Land $46,950 Building $258,150 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-30-117-004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 1,864 sqft Living Area |
| 1st Floor | 1,864 sqft 1st Floor |
| Basement Area | 1,864 sqft Basement |
| Unfinished Basement | 1,864 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 682 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 327 E 4TH ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1797 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 & PART OUTLOT 1 CYPRESS PLACE |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | CYPRESS PLACE |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 600401 |
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