Kane County property record for 321 Division St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1889 |
| Square Footage | 4,193 sqft Living Area |
| Lot Size | 33,792 sqft (0.776 acres) |
| Garage | Detached |
| Occupancy | Owner Occupied |
| Last Sale | $319,000 (1999) |
| Tax Bill | $14,432.00 (2025) |
| Primary APN | 06-13-161-018 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 4,193 sqft Living Area |
| Gross Area | 6,330 sqft Gross Area |
| Basement Area | 2,137 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Exterior Material | Brick Exterior |
| Lot Area | 33,792 sqft (0.776 acres) |
| Lot Width | 164 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 321 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5640 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | J T GIFFORDS PLAT OF EAST ELGIN PART LOT 1 DESC IN DOC 1371596 (EXCEPT DOC 1503353) |
| Legal Subdivision | EAST ELGIN PART |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 854600 |
Source: Kane County records · APN 06-13-161-018
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 DIVISION ST, ELGIN, IL 60120-5640 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 19, 1999 · Amount on Record |
| Deed Sale | Mar 19, 1999 · Amount on Record |
| Deed Doc Number | 199929488 |
| Record Refreshed | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,432.00 (+15.9%) Homeowner's exemption | ||
| 2024 | $181,610 (+21.39%) Land $43,069 Building $138,541 | $545,048 (+21.44%) Land $129,259 Building $415,789 | |
| 2022 | $12,452.00 (+4.26%) Homeowner's exemption | $149,604 (+6.96%) Land $35,479 Building $114,125 | $448,812 (+6.96%) Land $106,437 Building $342,375 |
| 2021 | $11,943.00 Homeowner's exemption | $139,869 Land $33,170 Building $106,699 | $419,607 Land $99,510 Building $320,097 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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