Kane County property record for 300 Division St, #2, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,654 sqft · built 1900 |
| Lot Size | 0.16 acres (6,980 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,307 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-155-024 |
| Primary APN | 06-13-155-024 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,654 sqft Living Area |
| Gross Area | 3,981 sqft |
| Basement Area | 1,327 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,980 sqft (0.16 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 300 DIVISION ST, 2 |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TENNYSON PARK ADDN LOT 12 BLOCK 2 |
| Legal Subdivision | TENNYSON PARK ADDN |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 854600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
300 Division St, #2 is owned and occupied by an individual who acquired it in July 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 DIVISION ST, ELGIN, IL 60120-5619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Sep 9, 2021 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 14, 2021 |
| Transfer Doc | 0000068755 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 300 DIVISION ST # 2, 2, ELGIN, IL 60120-5619 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044486 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022K044486 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 9, 2021 |
| Property Address | 300 DIVISION ST # 2, 2, ELGIN, IL 60120-5619 |
| Document Number | 0000068755 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021K068755 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 DIVISION ST, ELGIN, IL 60120-5619 |
The 2025 property tax bill for 300 Division St, #2 was $6,307 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,307.00 Homeowner's exemption | $90,672 (+8.57%) Land $12,879 Building $77,793 | $272,125 (+8.57%) Land $38,652 Building $233,472 |
| 2024 | $83,514 Land $11,862 Building $71,652 | $250,642 Land $35,600 Building $215,042 | |
| 2022 | $4,979.00 (+4.71%) Homeowner's exemption | $63,429 (+6.96%) Land $9,771 Building $53,658 | $190,287 (+6.96%) Land $29,313 Building $160,974 |
| 2021 | $4,755.00 Homeowner's exemption | $59,301 Land $9,135 Building $50,166 | $177,903 Land $27,405 Building $150,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 300 Division St, #2 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 300 Division St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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