304 Division St, Elgin, IL 60120 Property Records

Kane County property record for 304 Division St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,276 sqft · built 1860
Lot Size0.162 acres (7,056 sqft)
OwnerCompany Name on Record
Tax Bill$5,264 (2025)
Flood ZoneZone X (minimal risk)
APN06-13-155-025

Property Details

APN / Parcel Number

Primary APN06-13-155-025

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,276 sqft Living Area
Gross Area1,784 sqft
Basement Area508 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Exterior MaterialBrick
Lot Area7,056 sqft (0.162 acres)

Location & Zoning

Street Address304 DIVISION ST
CityELGIN
StateIL
Zip60120-5619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTENNYSON PARK ADDN LOT 11 BLOCK 2
Legal SubdivisionTENNYSON PARK ADDN
Legal Block2
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1013
Census Tract854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address310 DIVISION ST, ELGIN, IL 60120-5619
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 1, 1999
Transfer Doc0000008854
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,264.00 (+15.97%)$69,000 (+8.57%) Land $12,879 Building $56,121$207,083 (+8.57%) Land $38,652 Building $168,430
2024$63,553 (+21.4%) Land $11,862 Building $51,691$190,735 (+21.44%) Land $35,600 Building $155,135
2022$4,539.00 (+3.96%)$52,352 (+6.96%) Land $9,771 Building $42,581$157,056 (+6.96%) Land $29,313 Building $127,743
2021$4,366.00$48,945 Land $9,135 Building $39,810$146,835 Land $27,405 Building $119,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Division St

Nearby Streets

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