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321 Betsy Cir, Todd, NC 28684 Property Records

Watauga County property record for 321 Betsy Cir, Todd, NC 28684

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,944 sqft · built 2026
Lot Size6.52 acres (284,011 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesJun 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN2933-22-2012-000

Property Details

APN / Parcel Number

Primary APN2933-22-2012-000
Alternative APNs
  • 1847234
  • 1861780

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,944 sqft Living Area
1st Floor Area1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2026
Effective Year BuiltEffective 2026
Architectural StyleConventional
Lot Area284,011 sqft (6.52 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1861780
Street Address321 BETSY CIR
CityTODD
StateNC
Zip28684-9768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREMAINING ACREAGE
Legal SubdivisionREMAINING ACREAGE
JurisdictionWATAUGA NC
Township / Civil DivisionBALD MOUNTAIN
Census Block Group1
Census Block1002
Census Tract920701

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address548 BENJAMIN DR, BOONE, NC 28607-9877
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2024
Deed SaleJun 27, 2024
Deed Document Number2024741894
Deed Book / Page2390 / 215
Record UpdatedOct 29, 2026

June 2024: Intrafamily Transfer, Subdivision Related Transfer

Document TypeIntrafamily Transfer
JurisdictionWATAUGA NC
Recording DateJun 27, 2024
Property Address321 BETSY CIR, TODD, NC 28684-9768
Document Number0023900215
Book / Page2390 / 215
Map ReferenceMB 7 PG 72
Instrument DateJun 27, 2024
Instrument741894
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address306 BETSY CIR, TODD, NC 28684-9768

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 BENJAMIN DR, BOONE, NC 28607-9877

Mortgage

Document Number0000741895
DateJun 27, 2024
Instrument741895
Lender
NameFIRST COMMUNITY BANK LEXINGTON
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueJul 27, 2055

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$262,100 (+310.17%) Land $63,900 Building $198,200
2025$63,900 (-) Land $63,900
2024$63,900 Land $63,900
2023$63,900 Land $63,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims12 (1979–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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