Watauga County property record for 295 Betsy Cir, Todd, NC 28684
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,840 sqft · built 1986 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (Mar 2013) |
| Tax Bill | $882 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 2933-12-2837-000 |
| Primary APN | 2933-12-2837-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1868991 |
|---|---|
| Street Address | 295 BETSY CIR |
| City | TODD |
| State | NC |
| Zip | 28684-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 CHINQUAPIN HEIGHTS |
| Legal Subdivision | CHINQUAPIN HEIGHTS |
| Legal Lot Number | 12 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BALD MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 920701 |
295 Betsy Cir is owned and occupied by two individuals who acquired it in December 2025.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 BETSY CIR, TODD, NC 28684-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2013 · Amount on File |
| Deed Sale | Mar 8, 2013 · Amount on File |
| Deed Document Number | 2013614064 |
| Deed Book / Page | 1686 / 709 |
| Last Transfer Date | Dec 4, 2025 |
| Transfer Doc | 0024630332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Dec 4, 2025 |
| Property Address | 295 BETSY CIR, TODD, NC 28684-9703 |
| Document Number | 0024630332 |
| Book / Page | 2463 / 332 |
| Map Reference | MB 5 PG 127 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 755810 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 295 BETSY CIR, TODD, NC 28684-9703 |
The 2025 property tax bill for 295 Betsy Cir was $882, up 1.4% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,700 (-) Land $21,200 Building $176,500 | ||
| 2025 | $882.00 (+1.38%) | $197,700 Land $21,200 Building $176,500 | |
| 2024 | $870.00 | $197,700 Land $21,200 Building $176,500 | |
| 2023 | $197,700 Land $21,200 Building $176,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Betsy Cir in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1979–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Betsy Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
May also be available: Spectrum.
No cell data coverage reported
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