306 Betsy Cir, Todd, NC 28684 Property Records

Watauga County property record for 306 Betsy Cir, Todd, NC 28684

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,080 sqft · built 1999
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Jan 2020)
Tax Bill	$476 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2933-12-0804-000`

Property Details

APN / Parcel Number

Primary APN	`2933-12-0804-000`
Alternative APNs	`1811543` `1860313`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1860313
Street Address	306 BETSY CIR
City	TODD
State	NC
Zip	28684-9768
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PORT LOT 29 CHINQUAPIN HEIGHTS
Legal Subdivision	CHINQUAPIN HEIGHTS
Legal Lot Number	29
Jurisdiction	WATAUGA NC
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1003
Census Tract	920701

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 BETSY CIR, TODD, NC 28684-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 13, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	May 17, 2007 · Amount on Record
Deed Document Number	2020686460
Deed Book / Page	2070 / 423
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	306 BETSY CIR, TODD, NC 28684-9768
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1573 BROWNS CHAPEL RD, BOONE, NC 28607-8114

Mortgage

Document Number	0023690225
Date	Jan 19, 2024
Book Page	2369/225
Instrument	737918

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 13, 2020
Property Address	306 BETSY CIR, TODD, NC 28684-9768
Document Number	0020700423
Book / Page	2070 / 0423
Map Reference	MB 471 PG 170
Instrument Date	Dec 27, 2019
Instrument	686460
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 HIGHLAND AVE, 538, BOONE, NC 28607-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 BETSY CIR, TODD, NC 28684-9768

Mortgage

Document Number	686461
Date	Jan 13, 2020
Instrument	686461

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,100 (-) Land $17,000 Building $76,100
2025	$476.00	$93,100 (-) Land $17,000 Building $76,100
2024			$93,100 Land $17,000 Building $76,100
2023		$93,100 Land $17,000 Building $76,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1979–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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