321 5th St, Maxwell, IA 50161 Property Records

Story County property record for 321 5th St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,176 sqft · built 1900
Lot Size	0.326 acres (14,200 sqft)
Owner	Individual on Record
Last Sale	$140,500 (Jul 2016)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-388-150`

Property Details

APN / Parcel Number

Primary APN	`15-22-388-150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	515 sqft
Basement Area	787 sqft
Unfinished Basement	787 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	321 5TH ST
City	MAXWELL
State	IA
Zip	50161-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J O FRENCH'S SD LOTS 9 & 12 BLK 1
Legal Range	22W
Legal Township	82N
Legal Section	22
Legal Subdivision	J O FRENCH'S SD
Legal Block	1
Legal Lot Number	9,12
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1070
Census Tract	10200

Owner

Source: Story County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	321 5TH ST, MAXWELL, IA 50161-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2016 · Amount on Record
Deed Sale	Jul 18, 2016 · Amount on Record
Prior Sale	Sep 28, 2011 · Amount on Record
Deed Document Number	20166663
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 29, 2019
Property Address	321 5TH ST, MAXWELL, IA 50161-2010
Document Number	0201906579
Instrument Date	Jul 26, 2019
Instrument	2019-06579
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 5TH ST, MAXWELL, IA 50161-2010

Mortgage

Document Number	0201906580
Date	Jul 29, 2019
Instrument	2019-06580

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Maxwell City
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00 Homeowner's exemption	$218,100 (+5.31%) Land $37,500 Building $180,600	$218,100 (+5.31%) Land $37,500 Building $180,600
2024	$3,374.00 (+4.46%)
2023		$207,100 Land $35,000 Building $172,100	$207,100 Land $35,000 Building $172,100
2022	$3,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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