307 5th St, Maxwell, IA 50161 Property Records

Story County property record for 307 5th St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,457 sqft · built 1958
Lot Size	0.391 acres (17,040 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Nov 2025)
Tax Bill	$3,722 (2025)
Deeds & Mortgages	Sep 2017 Reverse Mortgage Sep 2017 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-388-130`

Property Details

APN / Parcel Number

Primary APN	`15-22-388-130`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	1,457 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,040 sqft (0.391 acres)
Lot Dimensions	142 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	90 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	307 5TH ST
City	MAXWELL
State	IA
Zip	50161-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J O FRENCH'S SD S20'LOT 7 & ALL LOTS 10 & 11 BLK 1
Legal Range	22W
Legal Township	82N
Legal Section	22
Legal Subdivision	J O FRENCH'S SD
Legal Block	1
Legal Lot Number	7,10-11
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1065
Census Tract	10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 5TH ST, MAXWELL, IA 50161-2010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 11, 2017	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE PRODUCERS INC
Aug 15, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	20259470
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	307 5TH ST, MAXWELL, IA 50161-2010
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700009291
Date	Sep 11, 2017
Instrument	2017-00009291

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	9.6%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	307 5TH ST, MAXWELL, IA 50161-2010
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700009292
Date	Sep 11, 2017
Instrument	2017-00009292

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	9.6%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 10, 2025
Property Address	307 5TH ST, MAXWELL, IA 50161-2010
Document Number	0202509470
Instrument Date	Nov 6, 2025
Instrument	2025-09470
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 5TH ST, MAXWELL, IA 50161-2010

Mortgage

Document Number	0202509471
Date	Nov 10, 2025
Instrument	2025-09471

Lender

Name	MORTGAGE PRODUCERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 15, 2023
Property Address	307 5TH ST, MAXWELL, IA 50161-2010
Document Number	0202305670
Instrument Date	Aug 9, 2023
Instrument	2023-05670
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 5TH ST, MAXWELL, IA 50161-2010

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Maxwell City
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,722.00 (+8.07%)	$223,400 (+11.2%) Land $43,200 Building $180,200	$223,400 (+11.2%) Land $43,200 Building $180,200
2024	$3,444.00 (+6.63%)
2023		$200,900 Land $40,300 Building $160,600	$200,900 Land $40,300 Building $160,600
2022	$3,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures