123 5th St, Maxwell, IA 50161 Property Records

Story County property record for 123 5th St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,238 sqft · built 2006
Lot Size	12.6 acres (549,292 sqft)
Owner	2 Individual Names on File
Last Sale	$479,500 (Dec 2020)
Tax Bill	$8,940 (2025)
Deeds & Mortgages	May 2006 Construction Loan May 2015 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`15-22-367-110`

Property Details

APN / Parcel Number

Primary APN	`15-22-367-110`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,238 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	1,075 sqft
Finished Basement	1,012 sqft
Unfinished Basement	63 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	549,292 sqft (12.6 acres)
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	573 sqft
Porch	Slab
Porch Area	497 sqft
Deck Area	265 sqft
Patio Area	442 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	123 5TH ST
City	MAXWELL
State	IA
Zip	50161-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ACRES LOT:3 MAXWELL
Legal Range	22W
Legal Township	82N
Legal Section	22
Legal Subdivision	INDIAN ACRES
Legal Lot Number	3
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1057
Census Tract	10200

Owner

123 5th St is owned and occupied by two individuals who bought it in December 2020.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 5TH ST, MAXWELL, IA 50161-2049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2006	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY STATE BANK
May 15, 2015	Deed of Trust, Mortgage · Line of Credit PREMIER CU
Mar 27, 2007	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Apr 1, 2015	Deed of Trust, Mortgage · Conventional Mortgage PREMIER LENDING ALLIANCE
Jun 11, 2012	Deed of Trust, Mortgage · Line of Credit PREMIER CU
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jun 1, 2012	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Jun 1, 2012 · Amount on File
Deed Document Number	202014534
Record Updated	Oct 29, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	123 5TH ST, MAXWELL, IA 50161-2049
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200600005945
Date	May 25, 2006
Instrument	2006-00005945

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Oct 13, 2006

Interest

Rate Type	Adjustable Rate

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	123 5TH ST, MAXWELL, IA 50161-2049
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500004118
Date	May 15, 2015
Instrument	2015-00004118

Lender

Name	PREMIER CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	123 5TH ST, MAXWELL, IA 50161-2049
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200700002917
Date	Mar 27, 2007
Instrument	2007-00002917

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	123 5TH ST, MAXWELL, IA 50161-2049
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500002633
Date	Apr 1, 2015
Instrument	2015 00002633

Lender

Name	PREMIER LENDING ALLIANCE
Type	Non-Lending Institution
Address	URBANDALE, IA 50322

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2045

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	123 5TH ST, MAXWELL, IA 50161-2049
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200006169
Date	Jun 11, 2012
Instrument	2012-00006169

Lender

Name	PREMIER CU
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Dec 4, 2020
Property Address	123 5TH ST, MAXWELL, IA 50161-2049
Document Number	0202014534
Instrument Date	Dec 1, 2020
Instrument	2020-14534
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$766.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 5TH ST, MAXWELL, IA 50161-2049

Mortgage

Document Number	0202014535
Date	Dec 4, 2020
Instrument	2020-14535

Lender

Name	VERIDIAN CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 1, 2012
Property Address	123 5TH ST, MAXWELL, IA 50161-2049
Document Number	201200005783
Instrument Date	May 14, 2012
Instrument	2012-00005783
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$24.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 5TH ST, MAXWELL, IA 50161-2049
Investor	Possibly a Property Investor

Mortgage

Document Number	201200005784
Date	Jun 1, 2012
Instrument	2012-00005784

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 123 5th St was $8,940 with a homeowner's exemption, up 1.5% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Maxwell City
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,940.00 (+1.52%) Homeowner's exemption	$547,500 Land $149,200 Building $398,300	$547,500 Land $149,200 Building $398,300
2024	$8,806.00
2023		$524,000 Land $142,100 Building $381,900	$524,000 Land $142,100 Building $381,900
2022	$7,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 5th St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 5th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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