321 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 321 2nd St, Troy, NY 12180 · Last verified May 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,936 sqft · built 1880
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Feb 2021)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
APN	`381700 111.28-6-13`

Property Details

APN / Parcel Number

Primary APN	`381700 111.28-6-13`
Alternative APN	`0902840`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,936 sqft Total Area
1st Floor Area	968 sqft
2nd Floor Area	968 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0902840
Street Address	321 2ND ST
City	TROY
State	NY
Zip	12180-4911
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 STY BK HSE 59-11/141
Legal Block	6
Legal Lot Number	13.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3021
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records · APN 381700 111.28-6-13

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 CANAL ST, WATERFORD, NY 12188-2206
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 03, 2021 · Amount on Record
Deed Sale	Feb 03, 2021 · Amount on Record
Prior Sale	Dec 10, 2007 · Amount on Record
Deed Document Number	2021582736
Deed Book / Page	9456 / 302
Record Updated	Jun 08, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 03, 2021
Property Address	321 2ND ST, TROY, NY 12180-4911
Document Number	0094560302
Book / Page	9456 / 302
Instrument Date	Jan 19, 2021
Instrument	2021-582736
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11613 LEESBOROUGH CIR, SILVER SPRING, MD 20902-2890
Investor	Possibly a Property Investor

Mortgage

Document Number	2021582737
Date	Feb 03, 2021
Instrument	2021-582737

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,550.00 (+3.11%)	$76,000 (-) Land $8,800 Building $67,200	$130,100 (+19.8%) Land $15,064 Building $115,036
2023		$76,000 (-) Land $8,800 Building $67,200	$108,600 (+8.6%) Land $12,575 Building $96,025
2022	$3,443.00	$76,000 Land $8,800 Building $67,200	$100,000 Land $11,579 Building $88,421

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830409003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 32 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Hudson Valley Wireless	Fixed Wireless (licensed-by-rule)	200 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.