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323 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 323 2nd St, Troy, NY 12180

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 2,024 sqft · built 1900
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Apr 2023)
Tax Bill$2,657 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
Oct 2019 Sale
APN381700 111.28-6-14

Property Details

APN / Parcel Number

Primary APN381700 111.28-6-14
Alternative APN
  • 0902850

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,024 sqft Total Area
1st Floor Area1,012 sqft
2nd Floor Area1,012 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions130 ft deep x 25 ft wide
Garage TypeDetached
Garage Area414 sqft
PorchPorch
Porch Area80 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0902850
Street Address323 2ND ST
CityTROY
StateNY
Zip12180-4911
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMF
Legal Description2 STY BK HS & HS IN RR 59-10/143
Legal Block6
Legal Lot Number14.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group3
Census Block3021
Census Tract40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11 WHITE WELL DR, RHINEBECK, NY 12572-2181
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
HOMESTEAD FUNDING CORP
Oct 16, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2023 · Amount on Record
Deed SaleApr 13, 2023 · Amount on Record
Prior SaleOct 16, 2019 · Amount on Record
Deed Document Number2023626064
Deed Book / Page10362 / 225
Prior Transfer DateAug 28, 2009
Prior Transfer Doc0051940000000141
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateApr 13, 2023
Property Address323 2ND ST, TROY, NY 12180-4911
Document Number0103620225
Book / Page10362 / 225
Instrument DateMar 30, 2023
Instrument2023-626064
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 WHITE WELL DR, RHINEBECK, NY 12572-2181

Mortgage

Document Number2023626065
DateApr 13, 2023
Instrument2023-626065
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateOct 16, 2019
Property Address323 2ND ST, TROY, NY 12180-4911
Document Number0000558827
Book / Page008977 / 000187
Instrument DateOct 11, 2019
Instrument558827
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8418 HUNT VALLEY DR VIENNA VA 221823741, VIENNA, VA 22182-3741

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,657.00 (-32.85%)
2025$3,957.00 (+12.19%)$73,000 (-) Land $8,800 Building $64,200$125,000 (+19.85%) Land $15,068 Building $109,932
2023$73,000 (-) Land $8,800 Building $64,200$104,300 (+8.59%) Land $12,573 Building $91,727
2022$3,527.00$73,000 Land $8,800 Building $64,200$96,053 Land $11,579 Building $84,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims42 (1979–2019)
Claims Outside the SFHA1 of 42
Most Recent ClaimAug 2019 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless		200 / 20

May also be available: T-Mobile, Verizon.

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