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321 25th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 321 25th St Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,488 sqft · built 2005
Lot Size0.018 acres (827 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Aug 2015)
Tax Bill$4,657 (2024)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone AE (high risk)
APN00321080-000100

Property Details

APN / Parcel Number

Primary APN00321080-000100
Alternative APN
  • 9080819

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area827 sqft (0.018 acres)
Garage TypeCarport
CarportCarport
Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number9080819
Street Address321 25TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-4275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1 PT LOTS 3 AND 4 SOMBRERO SUB NO 3 PB2-152 (A/K/A UNIT 1 TOWNHOMES OF SISTERS CREEK) OR2173-1707/10 OR2580-855/56
Legal Range32E
Legal Township66S
Legal Section09
Legal SubdivisionSOMBRERO SUBD NO 2
Legal Block1
Legal Lot Number3-4 4
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2028
Census Tract971300

Owner

Source: Monroe County records · APN 00321080-000100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address799 106TH STREET OCEAN, MARATHON, FL 33050-3346
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2015 · Amount on Record
Deed SaleAug 28, 2015 · Amount on Record
Prior SaleJul 19, 2012 · Amount on Record
Deed Document Number2043448
Deed Book / Page2758 / 0145
Record UpdatedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address321 25TH STREET OCEAN, MARATHON, FL 33050-4275
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029961607
DateNov 26, 2019
Book Page2996/1607
Instrument2246352
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$500,774 (-11.83%) Land $239,830 Building $260,944$500,774 (-11.83%) Land $239,830 Building $260,944
2024$4,657.00 (+1.04%)
2023$4,609.00 (+23.83%)$567,968 (+82.79%) Land $320,463 Building $247,505$567,968 (+82.79%) Land $320,463 Building $247,505
2022$3,722.00$310,720 Land $60,371 Building $250,349$310,720 Land $60,371 Building $250,349

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879713002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 320 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies439 units insured
incl. 119 condo units
Nearby Flood Claims296 (1979–2024)
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 109 claims
  • Hurricane Wilma, Oct 2005 · 98 claims
  • Hurricane Georges, Sep 1998 · 59 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 297 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

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