315 25th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 315 25th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,488 sqft · built 2005
Lot Size	0.019 acres (827 sqft)
Owner	Individual Name on Record
Tax Bill	$2,928 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00321080-002700`

Property Details

APN / Parcel Number

Primary APN	`00321080-002700`
Alternative APN	`9080923`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	827 sqft (0.019 acres)
Garage Type	Covered
Garage Area	360 sqft
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	9080923
Street Address	315 25TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-4275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	PT LOT 3 BLK 1 SOMBRERO SUB NO 3 PB2-152 (A/K/A UNIT 27 TOWNHOMES OF SISTERS CREEK) OR2157-255/58 OR2863-2014/17C OR2863-2018 OR2954-0611 OR3032-0848
Legal Range	32E
Legal Township	66S
Legal Section	09
Legal Subdivision	SOMBRERO SUBD NO 2
Legal Block	1
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2028
Census Tract	971300

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	315 25TH STREET OCEAN, MARATHON, FL 33050-4275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Quit Claim Deed, Transfer LOANDEPOT.COM LLC
Mar 19, 2019	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 10, 2017	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Jul 10, 2017	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020
Deed Sale	Jul 17, 2020
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Document Number	20202273441
Deed Book / Page	3032 / 848
Prior Transfer Date	Jul 6, 2020
Prior Transfer Doc	0002273440
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 17, 2020
Property Address	315 25TH STREET OCEAN, MARATHON, FL 33050-4275
Document Number	0030320848
Book / Page	003032 / 000848
Instrument Date	Jul 6, 2020
Instrument	2273440
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 25TH STREET OCEAN MARATHON SHORES FL 330504275, MARATHON SHORES, FL 33050-4275

Mortgage

Document Number	30320852
Date	Jul 17, 2020
Book Page	003032/000852
Instrument	2273441

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 19, 2019
Property Address	315 25TH STREET OCEAN, MARATHON, FL 33050-4275
Document Number	0029540611
Book / Page	2954 / 0611
Map Reference	MB 2 PG 152
Instrument Date	Feb 18, 2019
Instrument	2211481
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DBA FLORIDA TITLE OF KEYS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8667 139TH ST, 8667, SEMINOLE, FL 33776-2206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 25TH STREET OCEAN, MARATHON, FL 33050-4275

Mortgage

Document Number	0002211483
Date	Mar 19, 2019
Instrument	2211483

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 10, 2017
Property Address	315 25TH STREET OCEAN, MARATHON, FL 33050-4275
Document Number	0028632018
Book / Page	2863 / 2018
Map Reference	MB2 PG152
Instrument Date	Jun 22, 2017
Instrument	2130661
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FLORIDA TITLE OF THW KEYS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 S BEACH DR, 3609, TAMPA, FL 33629-8222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8667 139TH ST, SEMINOLE, FL 33776-2206

Mortgage

Document Number	0002130663
Date	Jul 10, 2017
Instrument	2130663

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Jul 10, 2017
Property Address	315 25TH STREET OCEAN, MARATHON, FL 33050-4275
Document Number	0028632014
Book / Page	002863 / 002014
Instrument Date	Jun 9, 2017
Instrument	2130660
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4913 W BAY WAY DR TAMPA FL 336294803, TAMPA, FL 33629-4803

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,096 (+5.99%)	$478,185 (-8.8%) Land $191,864 Building $286,321
2024	$2,928.00 (+3.61%)
2023	$2,826.00 (+1.58%) Homeowner's exemption	$240,687 (+3%)	$524,325 (+58.32%) Land $256,370 Building $267,955
2022	$2,782.00 Homeowner's exemption	$233,677	$331,176 Land $60,371 Building $270,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 320 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	439 units insured incl. 119 condo units
Nearby Flood Claims	296 (1979–2024)
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 109 claims Hurricane Wilma, Oct 2005 · 98 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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