327 25th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 327 25th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,512 sqft · built 2006
Lot Size	0.019 acres (827 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2020)
Tax Bill	$4,590 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00321080-000400`

Property Details

APN / Parcel Number

Primary APN	`00321080-000400`
Alternative APN	`9080831`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,488 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	827 sqft (0.019 acres)
Garage Type	Covered
Garage Area	360 sqft
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9080831
Street Address	327 25TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-4275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	BK 1 PT LTS 3 AND 4 SOMBRERO SUB NO 3 PB2-152 (A/K/A UNIT 4 TOWNHOMES OF SISTERS CREEK) OR2204-2079/81 OR2327-658 OR2555-1441/43C/T OR2571-1124/44 OR2896-1993/94 OR3037-683
Legal Range	32E
Legal Township	66S
Legal Section	09
Legal Subdivision	SOMBRERO SUBD NO 2
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2028
Census Tract	971300

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	327 25TH STREET OCEAN, MARATHON, FL 33050-4275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 13, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Mar 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	20202277036
Deed Book / Page	3037 / 683
Prior Transfer Date	Feb 5, 2018
Prior Transfer Doc	0028961993
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	327 25TH STREET OCEAN, MARATHON, FL 33050-4275
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 25TH STREET OCEAN, MARATHON, FL 33050-4275
Investor	Possibly a Property Investor

Mortgage

Document Number	0031380334
Date	Nov 18, 2021
Book Page	3138/334
Instrument	2349080

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 13, 2020
Property Address	327 25TH STREET OCEAN, MARATHON, FL 33050-4275
Document Number	0030370683
Book / Page	3037 / 683
Map Reference	PL 2 PG 152
Instrument Date	Aug 12, 2020
Instrument	2277036
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2000 COCO PLUM DR APT 803, 2000, MARATHON, FL 33050-4044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 25TH STREET OCEAN, MARATHON, FL 33050-4275

Mortgage

Document Number	0003037685
Date	Aug 13, 2020
Instrument	3037/685

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 19, 2018
Property Address	327 25TH STREET OCEAN, MARATHON, FL 33050-4275
Document Number	0028961993
Book / Page	002896 / 001993
Instrument Date	Feb 5, 2018
Instrument	2160012
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	327 25TH STREET OCEAN MARATHON FL 330504275, MARATHON, FL 33050-4275

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$458,553 (-9.96%) Land $191,864 Building $266,689	$458,553 (-9.96%) Land $191,864 Building $266,689
2024	$4,590.00 (+2.11%)
2023	$4,495.00 (+18.35%)	$509,293 (+59.63%) Land $256,370 Building $252,923	$509,293 (+59.63%) Land $256,370 Building $252,923
2022	$3,798.00	$319,042 Land $60,371 Building $258,671	$319,042 Land $60,371 Building $258,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 320 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	439 units insured incl. 119 condo units
Nearby Flood Claims	296 (1979–2024)
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 109 claims Hurricane Wilma, Oct 2005 · 98 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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