3209 W Bretons Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3209 W Bretons Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details2,641 sqft · built 1988
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Nov 2023)
Tax Bill$8,628 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-35-483-004

Property Details

APN / Parcel Number

Primary APN09-35-483-004

Interior

Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,641 sqft Living Area
1st Floor Area1,363 sqft
AtticAttic
Attic Area377 sqft
Basement Area1,326 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area12,197 sqft (0.28 acres)
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3209 W BRETONS DR
CityMCHENRY
StateIL
Zip60050-6100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0029290 LT 27 UNIT 2 OF BRITTANY HEIGHTS
Legal SubdivisionBRITTANY HEIGHTS
Legal Block483
Legal Lot Number27
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3021
Census Tract870606

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3209 W BRETONS DR, MCHENRY, IL 60050-6100
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Warranty Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Sep 16, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 8, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Apr 25, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2023 · Amount on Record
Deed SaleNov 17, 2023 · Amount on Record
Prior SaleSep 21, 2016 · Amount on Record
Deed Document Number202329290
Last Transfer DateMar 10, 2025
Transfer Doc0000006718
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 17, 2023
Property Address3209 W BRETONS DR, MCHENRY, IL 60050-6100
Document Number0000029290
Map ReferenceDOC 87R8131
Instrument DateNov 7, 2023
Instrument2023R0029290
Transaction TypeTransfer
Record UpdatedNov 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 W BRETONS DR, MCHENRY, IL 60050-6100

Mortgage

Document Number0000029291
DateNov 17, 2023
Instrument2023R0029291
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeFixed Rate
Rate8.12%
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3209 W BRETONS DR, MCHENRY, IL 60050-6100
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032397
DateSep 16, 2022
Instrument2022R0032397
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3209 W BRETONS DR, MCHENRY, IL 60050-6100
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012473
DateMar 8, 2021
Instrument2021R0012473
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3209 W BRETONS DR, MCHENRY, IL 60050-6100
Document Number0000013725
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedMay 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3209 W BRETONS DR MCHENRY IL 600506100, MCHENRY, IL 60050-6100

Mortgage

Document Number0000013725
DateMay 1, 2018
Instrument13725
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$8,628.00$110,004 (+20.32%) Land $19,596 Building $90,408$330,012 (+20.32%) Land $58,788 Building $271,224
2022Homeowner's exemption$91,429 Land $16,287 Building $75,142$274,287 Land $48,861 Building $225,426

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–1994)
Most Recent ClaimMar 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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