3204 W Bretons Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3204 W Bretons Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,529 sqft · built 1988
Lot Size	0.236 acres (10,285 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-35-482-015`

Property Details

APN / Parcel Number

Primary APN	`09-35-482-015`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,628 sqft
Basement Area	1,449 sqft
Finished Basement	725 sqft

Exterior

Year Built	Built 1988
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,285 sqft
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3204 W BRETONS DR
City	MCHENRY
State	IL
Zip	60050-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 92R009239 LT 74 UNIT 2 OF BRITTANY HEIGHTS
Legal Range	08E
Legal Township	45N
Legal Section	35
Legal Subdivision	BRITTANY HEIGHTS 02
Legal Block	482
Legal Lot Number	74
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3016
Census Tract	870606

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3204 W BRETONS DR, MCHENRY, IL 60050-5649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3204 W BRETONS DR, MCHENRY, IL 60050-5649
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030891
Date	Nov 4, 2025
Instrument	2025R0030891

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$83,279 Land $16,287 Building $66,992	$249,837 Land $48,861 Building $200,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1979–1994)
Most Recent Claim	Mar 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20