3200 W Bretons Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3200 W Bretons Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,264 sqft · built 1988
Lot Size0.23 acres (10,019 sqft)
Owner2 Trust Names on File
Last Sale$251,000 (Dec 2020)
Tax Bill$7,770 (2024)
Deeds & MortgagesMay 2023 Transfer
Mar 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-35-482-016

Property Details

APN / Parcel Number

Primary APN09-35-482-016

Interior

Full Baths4 Baths
Half Baths4 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,264 sqft Living Area
1st Floor Area1,363 sqft
Basement Area850 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area10,019 sqft (0.23 acres)
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area753 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3200 W BRETONS DR
CityMCHENRY
StateIL
Zip60050-5649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0012365 LT 73 UNIT 2 OF BRITTANY HEIGHTS
Legal SubdivisionBRITTANY HEIGHTS
Legal Block482
Legal Lot Number73
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3016
Census Tract870606

Owner

3200 W Bretons Dr is owner-occupied and held in a trust since May 2023.

Source: McHenry County records, as of June 30, 2025

Owner of Record2 Trust Names on File
Mailing Address3200 W BRETONS DR, MCHENRY, IL 60050-5649
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Intrafamily Transfer, Transfer
Mar 21, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Dec 10, 2020Warranty Deed, Transfer · Line of Credit
CENTRUST BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2020 · Amount on File
Deed SaleDec 10, 2020 · Amount on File
Prior SaleDec 7, 2005 · Amount on File
Deed Document Number202054297
Last Transfer DateMay 26, 2023
Transfer Doc0000012365
Record UpdatedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateMay 26, 2023
Property Address3200 W BRETONS DR, MCHENRY, IL 60050-5649
Document Number0000012365
Map ReferenceDOC 87R8131
Instrument DateMay 26, 2023
Instrument2023R0012365
Transaction TypeTransfer
Record UpdatedJun 8, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address3200 W BRETONS DR, MCHENRY, IL 60050-5649

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3200 W BRETONS DR, MCHENRY, IL 60050-5649
Transaction TypeMortgage
Record UpdatedApr 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 W BRETONS DR, MCHENRY, IL 60050-5649

Mortgage

Document Number0000006039
DateMar 21, 2023
Instrument2023R0006039
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueMar 23, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3200 W BRETONS DR, MCHENRY, IL 60050-5649
Transaction TypeMortgage
Record UpdatedJan 24, 2023
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 W BRETONS DR, MCHENRY, IL 60050-5649

Mortgage

Document Number0000001071
DateJan 13, 2023
Instrument2023R0001071
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053
Interest
Rate6.37%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 10, 2020
Property Address3200 W BRETONS DR, MCHENRY, IL 60050-5649
Document Number0000054297
Instrument DateNov 18, 2020
Instrument54297
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanySTARCK TITLE SERVICES, STARCK TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$377.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3111 N MANGO AVE CHICAGO IL 606345219, CHICAGO, IL 60634-5219

Mortgage

Document Number54298
DateDec 10, 2020
Instrument54298
Lender
NameCENTRUST BK NA
TypeBank
AddressNORTHBROOK, IL 60062
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,770.00$107,851 Land $19,596 Building $88,255$323,553 Land $58,788 Building $264,765
2022Homeowner's exemption$89,640 Land $16,287 Building $73,353$268,920 Land $48,861 Building $220,059

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3200 W Bretons Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–1994)
Most Recent ClaimMar 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3200 W Bretons Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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