3209 Timber Mill Dr, Matthews, NC 28104 Property Records

Union County property record for 3209 Timber Mill Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	0.039 acres (1,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jan 2023)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-099-326`

Property Details

APN / Parcel Number

Primary APN	`07-099-326`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	1,699 sqft (0.039 acres)

Location & Zoning

Street Address	3209 TIMBER MILL DR
City	MATTHEWS
State	NC
Zip	28104-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 STONE CREEK TOWNHOMES PH1 MAP2 OPCQ533-534
Legal Subdivision	STONE CREEK TOWNHOMES
Legal Lot Number	45
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1003
Census Tract	20312

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3209 TIMBER MILL DR, MATTHEWS, NC 28104-1154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Jun 30, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Jan 17, 2023	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jul 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	20231113
Deed Book / Page	8640 / 892
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3209 TIMBER MILL DR, MATTHEWS, NC 28104-1154
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 TIMBER MILL DR, MATTHEWS, NC 28104-1154

Mortgage

Document Number	0009158841
Date	Jul 16, 2025
Book Page	9158/841
Instrument	17877

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3209 TIMBER MILL DR, MATTHEWS, NC 28104-1154
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 TIMBER MILL DR, MATTHEWS, NC 28104-1154

Mortgage

Document Number	0009149643
Date	Jun 30, 2025
Book Page	9149/643
Instrument	16467

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2045

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 17, 2023
Property Address	3209 TIMBER MILL DR, MATTHEWS, NC 28104-1154
Document Number	0008640892
Book / Page	8640 / 892
Map Reference	CAB Q PG 927&928
Instrument Date	Jan 17, 2023
Instrument	1113
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3209 TIMBER MILL DR, STALLINGS, NC 28104-1154

Mortgage

Document Number	0000001114
Date	Jan 17, 2023
Instrument	1114

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 6, 2022
Property Address	3209 TIMBER MILL DR, MATTHEWS, NC 28104-1154
Document Number	0008518717
Book / Page	8518 / 717
Map Reference	CAB Q FILE 533&534
Instrument Date	Jun 30, 2022
Instrument	24105
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$887.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1905 WOODSTOCK RD STE 9250, 9250, ROSWELL, GA 30075-5640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 SIKES PL STE 200, 200, CHARLOTTE, NC 28277-8191
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00 (+19.32%)	$379,300 (+47.19%) Land $91,400 Building $287,900	$379,300 (+47.19%) Land $91,400 Building $287,900
2023	$2,184.00	$257,700 Land $43,800 Building $213,900	$257,700 Land $43,800 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber, Windstream.

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