Union County property record for 3204 Timber Mill Dr, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,120 sqft · built 2022 |
| Lot Size | 0.039 acres (1,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Mar 2023) |
| Tax Bill | $2,593 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-099-268 |
| Primary APN | 07-099-268 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 440 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 1,699 sqft (0.039 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3204 TIMBER MILL DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-1154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #11 STONE CREEK TOWNHOMES PH1 MAP1 OPCQ338-339 |
| Legal Subdivision | STONE CREEK TOWNHOMES PHASE 1 MAP 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20312 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3204 TIMBER MILL DR, MATTHEWS, NC 28104-1154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on Record |
| Deed Sale | Mar 31, 2023 · Amount on Record |
| Deed Document Number | 20237467 |
| Deed Book / Page | 8682 / 431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3204 TIMBER MILL DR, MATTHEWS, NC 28104-1154 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3204 TIMBER MILL DR, STALLINGS, NC 28104-1154 |
| Document Number | 0000905015 |
|---|---|
| Date | Jan 24, 2025 |
| Book Page | 9050/15 |
| Instrument | 1678 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Apr 1, 2053 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,500 (-) Land $91,400 Building $286,100 | $377,500 (-) Land $91,400 Building $286,100 | |
| 2025 | $2,593.00 (+13.73%) | $377,500 (+36.04%) Land $91,400 Building $286,100 | $377,500 (+36.04%) Land $91,400 Building $286,100 |
| 2023 | $2,280.00 | $277,500 Land $43,800 Building $233,700 | $277,500 Land $43,800 Building $233,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ripple Fiber, Windstream.
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