3205 Timber Mill Dr, Matthews, NC 28104 Property Records

Union County property record for 3205 Timber Mill Dr, Matthews, NC 28104

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2022
Lot Size0.039 acres (1,699 sqft)
OwnerIndividual Name on Record
Last Sale$430,500 (Jan 2023)
Tax Bill$2,593 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN07-099-328

Property Details

APN / Parcel Number

Primary APN07-099-328

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,120 sqft Living Area
1st Floor Area440 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area1,699 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3205 TIMBER MILL DR
CityMATTHEWS
StateNC
Zip28104-1154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 47 STONE CREEK TOWNHOMES PH1 MAP2 OPCQ533-534
Legal Lot Number47
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group1
Census Block1003
Census Tract20312

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3205 TIMBER MILL DR, MATTHEWS, NC 28104-1154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Special Warranty Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Jul 6, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2023 · Amount on Record
Deed SaleJan 10, 2023 · Amount on Record
Deed Document Number2023627
Deed Book / Page8638 / 46
Record UpdatedOct 29, 2026

January 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateJan 10, 2023
Property Address3205 TIMBER MILL DR, MATTHEWS, NC 28104-1154
Document Number0000863846
Book / Page8638 / 46
Map ReferenceCAB Q FILE 533&534
Instrument DateJan 10, 2023
Instrument627
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$861.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 TIMBER MILL DR, STALLINGS, NC 28104-1154

Mortgage

Document Number0000000628
DateJan 10, 2023
Instrument628
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 6, 2022
Property Address3205 TIMBER MILL DR, MATTHEWS, NC 28104-1154
Document Number0008518717
Book / Page8518 / 717
Map ReferenceCAB Q FILE 533&534
Instrument DateJun 30, 2022
Instrument24105
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Tax$887.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1905 WOODSTOCK RD STE 9250, 9250, ROSWELL, GA 30075-5640

Transferred To (Grantee/Buyer)

NameVerified Name
Address10710 SIKES PL STE 200, 200, CHARLOTTE, NC 28277-8191
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityStallings Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$377,500 (-) Land $91,400 Building $286,100$377,500 (-) Land $91,400 Building $286,100
2025$2,593.00 (+19.27%)$377,500 (+47.17%) Land $91,400 Building $286,100$377,500 (+47.17%) Land $91,400 Building $286,100
2023$2,174.00$256,500 Land $43,800 Building $212,700$256,500 Land $43,800 Building $212,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Ripple Fiber, Windstream.

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