St. Charles County property record for 3209 Highgate Ln, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1970 |
| Lot Size | 0.206 acres (8,990 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,223 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 132960A000 |
| Primary APN | 132960A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,472 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,990 sqft (0.206 acres) |
| Lot Dimensions | 145 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 132960A000 |
|---|---|
| Street Address | 3209 HIGHGATE LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CHAS HILLS #4 LOT 613 |
| Legal Subdivision | ST CHAS HILLS #4 |
| Legal Lot Number | 613 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 310802 |
Source: St. Charles County records · APN 132960A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3209 HIGHGATE LN, SAINT CHARLES, MO 63301-1099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 12, 2026 |
| Property Address | 3209 HIGHGATE LN, SAINT CHARLES, MO 63301-1099 |
| Document Number | 0000027664 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 202627664 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3209 HIGHGATE LN, SAINT CHARLES, MO 63301-1099 |
| Document Number | 0000027664, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202627664 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3209 HIGHGATE LN, SAINT CHARLES, MO 63301-1099 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3209 HIGHGATE LN, SAINT CHARLES, MO 63301-1099 |
| Document Number | 0000009777 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022R-009777 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,914 (-) | $262,703 (-) Land $45,000 Building $217,703 | |
| 2025 | $3,223.00 | $49,914 (+12.9%) | $262,703 (+12.9%) Land $45,000 Building $217,703 |
| 2023 | $44,209 | ||
| 2022 | $232,678 Land $35,000 Building $197,678 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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