3201 Highgate Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3201 Highgate Ln, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,382 sqft · built 1967
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Jul 2020)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`132900A000`

Property Details

APN / Parcel Number

Primary APN	`132900A000`
Alternative APN	`6-0005-4287-00-0611.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	518 sqft
Unfinished Basement	346 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	110 ft deep x 84 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	132900A000
Street Address	3201 HIGHGATE LN
City	SAINT CHARLES
State	MO
Zip	63301-1099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	ST CHAS HILLS #4 LOT 611
Legal Subdivision	ST CHAS HILLS #4
Legal Lot Number	611
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1006
Census Tract	310802

Owner

3201 Highgate Ln is owned and occupied by an individual who bought it in July 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3201 HIGHGATE LN, SAINT CHARLES, MO 63301-1099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK
Mar 11, 2020	Grant Deed, Transfer · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Mar 11, 2020 · Amount on File
Deed Document Number	2020537660
Deed Book / Page	7357 / 2298
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 30, 2020
Property Address	3201 HIGHGATE LN, SAINT CHARLES, MO 63301-1099
Document Number	0073572298
Book / Page	7357 / 2298
Map Reference	MB 11 PG 41
Instrument Date	Jul 24, 2020
Instrument	20200730000537660
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3113 EAGLEWOOD PL, 3113, SAINT CHARLES, MO 63303-6514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 HIGHGATE LN, SAINT CHARLES, MO 63301-1099

Mortgage

Document Number	20200730000537670
Date	Jul 30, 2020
Instrument	20200730000537670

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 11, 2020
Property Address	3201 HIGHGATE LN, SAINT CHARLES, MO 63301-1099
Document Number	0072460278
Book / Page	007246 / 000278
Instrument Date	Mar 9, 2020
Instrument	148560
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 EAGLEWOOD PL ST CHARLES MO 63303, ST CHARLES, MO 63303

Mortgage

Document Number	72460280
Date	Mar 11, 2020
Book Page	007246/000280
Instrument	148570

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 10, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3201 Highgate Ln was $2,588.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,076 (-)	$210,927 (-) Land $45,000 Building $165,927
2025	$2,588.00	$40,076	$210,927 Land $45,000 Building $165,927
2023		$37,026
2022			$194,872 Land $35,000 Building $159,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3201 Highgate Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3201 Highgate Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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