3216 Highgate Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3216 Highgate Ln, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,252 sqft · built 1968
Lot Size0.206 acres (8,970 sqft)
OwnerIndividual Name on Record
Last Sale$82,000 (May 2022)
Tax Bill$3,123 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN133050A000

Property Details

APN / Parcel Number

Primary APN133050A000
Alternative APN
  • 6-0005-4287-00-0616.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,252 sqft Living Area
Gross Area2,603 sqft
1st Floor Area1,252 sqft
Basement Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,970 sqft (0.206 acres)
Lot Dimensions115 ft deep x 78 ft wide
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area148 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number133050A000
Street Address3216 HIGHGATE LN
CitySAINT CHARLES
StateMO
Zip63301-1043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionST CHAS HILLS #4 LOT 616
Legal SubdivisionST CHAS HILLS #4
Legal Lot Number616
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1002
Census Tract310802

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3216 HIGHGATE LN, SAINT CHARLES, MO 63301-1043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Quit Claim Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Aug 9, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2022 · Amount on Record
Deed SaleMay 10, 2022 · Amount on Record
Deed Document Number202226626
Prior Transfer DateMay 9, 2022
Prior Transfer Doc0000026626
Record UpdatedOct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMay 10, 2022
Property Address3216 HIGHGATE LN, SAINT CHARLES, MO 63301-1043
Document Number0000026626
Map ReferenceMB 11 PG 41
Instrument DateApr 28, 2022
Instrument2022R-026626
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanyTITLE 365, TITLE365

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address3216 HIGHGATE LN, 3216, SAINT CHARLES, MO 63301-1043

Transferred To (Grantee/Buyer)

NameVerified Name
Address3216 HIGHGATE LN, SAINT CHARLES, MO 63301-1043

Mortgage

Document Number0000026627
DateMay 10, 2022
Instrument2022R-026627
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateAug 9, 2018
Property Address3216 HIGHGATE LN, SAINT CHARLES, MO 63301-1043
Document Number0069601481
Book / Page006960 / 001481
Instrument DateAug 9, 2018
Instrument453680
Transaction TypeTransfer
Record UpdatedAug 24, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3216 HIGHGATE LN ST CHARLES MO 633011043, ST CHARLES, MO 63301-1043

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,360 (-)$254,529 (-) Land $45,000 Building $209,529
2025$3,123.00 (+10.2%)$48,360 (+12.96%)$254,529 (+12.96%) Land $45,000 Building $209,529
2024$2,834.00
2023$42,813
2022$225,331 Land $35,000 Building $190,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1981–1986)
Most Recent ClaimOct 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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