3209 Argent Ln, Richmond, VA 23237 Property Records

Chesterfield County property record for 3209 Argent Ln, Richmond, VA 23237

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,713 sqft · built 2020
Lot Size0.061 acres (2,657 sqft)
OwnerIndividual Name on Record
Last Sale$245,115 (May 2020)
Tax Bill$2,770 (2026)
Deeds & MortgagesApr 2021 Refinance
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN786-67-62-61-200-000

Property Details

APN / Parcel Number

Primary APN786-67-62-61-200-000
Alternative APN
  • 414108001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,713 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,657 sqft (0.061 acres)
Garage Area236 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number414108001
Street Address3209 ARGENT LN
CityRICHMOND
StateVA
Zip23237-1994
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12 - SING
Legal DescriptionSILVERLEAF SEC G 049
Legal SubdivisionSILVERLEAF
Legal Lot Number49
JurisdictionCHESTERFIELD VA
Township / Civil DivisionDALE
Census Block Group1
Census Block1001
Census Tract100807

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3209 ARGENT LN, RICHMOND, VA 23237-1994
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOMEBRIDGE FINANCIAL SERVICES INC
May 27, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
SOUTHERN TR MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2020 · Amount on Record
Deed SaleMay 27, 2020 · Amount on Record
Prior SaleNov 13, 2019 · Amount on Record
Deed Document Number202023820
Deed Book / Page12764 / 910
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3209 ARGENT LN, RICHMOND, VA 23237-1994
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013370-585
DateApr 21, 2021
Book Page13370/585
Instrument2021025708
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term358 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate

May 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateMay 27, 2020
Property Address3209 ARGENT LN, RICHMOND, VA 23237-1994
Document Number12764910
Book / Page012764 / 000910
Instrument DateMay 26, 2020
Instrument23820
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 9, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 ARGENT LN RICHMOND VA 232371994, RICHMOND, VA 23237-1994

Mortgage

Document Number12764914
DateMay 27, 2020
Book Page012764/000914
Instrument23821
Lender
NameSOUTHERN TR MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 26, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,770.00 (+1.21%)$310,500 (+1.24%) Land $63,000 Building $247,500$310,500 (+1.24%) Land $63,000 Building $247,500
2025$2,737.00 (+5.76%)$306,700 (+8.15%) Land $60,000 Building $246,700$306,700 (+8.15%) Land $60,000 Building $246,700
2023$2,588.00$283,600 Land $50,000 Building $233,600$283,600 Land $50,000 Building $233,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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