Chesterfield County property record for 3221 Argent Ln, Richmond, VA 23237
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,843 sqft · built 2020 |
| Lot Size | 0.061 acres (2,657 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $253,835 (May 2020) |
| Tax Bill | $2,922 (2026) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 786-67-61-91-400-000 |
| Primary APN | 786-67-61-91-400-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,843 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,657 sqft (0.061 acres) |
| Garage Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 413773001 |
|---|---|
| Street Address | 3221 ARGENT LN |
| City | RICHMOND |
| State | VA |
| Zip | 23237-1994 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R12 - SING |
| Legal Description | SILVERLEAF SEC G 052 |
| Legal Subdivision | SILVERLEAF |
| Legal Lot Number | 52 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | DALE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100807 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3221 ARGENT LN, RICHMOND, VA 23237-1994 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP |
| May 14, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DRAPER & KRAMER MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2020 · Amount on Record |
| Deed Sale | May 14, 2020 · Amount on Record |
| Prior Sale | Nov 13, 2019 · Amount on Record |
| Deed Document Number | 202021709 |
| Deed Book / Page | 12747 / 529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3221 ARGENT LN, RICHMOND, VA 23237-1994 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 014463-917 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 14463/917 |
| Instrument | 2024001833 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3221 ARGENT LN, RICHMOND, VA 23237-1994 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013648-331 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 13648/331 |
| Instrument | 2021062070 |
| Name | DRAPER AND KRAMER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | May 14, 2020 |
| Property Address | 3221 ARGENT LN, RICHMOND, VA 23237-1994 |
| Document Number | 12747529 |
| Book / Page | 012747 / 000529 |
| Instrument Date | May 13, 2020 |
| Instrument | 21709 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3221 ARGENT LN RICHMOND VA 23237, RICHMOND, VA 23237 |
| Document Number | 12747533 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 012747/000533 |
| Instrument | 21710 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,922.00 (+6.92%) | $327,500 (+1.17%) Land $63,000 Building $264,500 | $327,500 (+1.17%) Land $63,000 Building $264,500 |
| 2025 | $323,700 (+8.04%) Land $60,000 Building $263,700 | $323,700 (+8.04%) Land $60,000 Building $263,700 | |
| 2023 | $2,733.00 | $299,600 Land $50,000 Building $249,600 | $299,600 Land $50,000 Building $249,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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