3205 Argent Ln, Richmond, VA 23237 Property Records

Chesterfield County property record for 3205 Argent Ln, Richmond, VA 23237

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,843 sqft · built 2020
Lot Size	0.061 acres (2,657 sqft)
Owner	Individual Name on Record
Last Sale	$245,775 (May 2020)
Tax Bill	$2,945 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`786-67-62-81-200-000`

Property Details

APN / Parcel Number

Primary APN	`786-67-62-81-200-000`
Alternative APN	`414109001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,843 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,657 sqft (0.061 acres)
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	414109001
Street Address	3205 ARGENT LN
City	RICHMOND
State	VA
Zip	23237-1994
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12 - SING
Legal Description	SILVERLEAF SEC G 048
Legal Subdivision	SILVERLEAF
Legal Lot Number	48
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	DALE
Census Block Group	1
Census Block	1001
Census Tract	100807

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 ARGENT LN, RICHMOND, VA 23237-1994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	202023823
Deed Book / Page	12764 / 953
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 27, 2020
Property Address	3205 ARGENT LN, RICHMOND, VA 23237-1994
Document Number	12764953
Book / Page	012764 / 000953
Instrument Date	May 26, 2020
Instrument	23823
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 ARGENT LN RICHMOND VA 232371994, RICHMOND, VA 23237-1994

Mortgage

Document Number	12764957
Date	May 27, 2020
Book Page	012764/000957
Instrument	23824

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,945.00 (+1.17%)	$330,100 (+1.16%) Land $63,000 Building $267,100	$330,100 (+1.16%) Land $63,000 Building $267,100
2025	$2,911.00 (+5.66%)	$326,300 (+8.05%) Land $60,000 Building $266,300	$326,300 (+8.05%) Land $60,000 Building $266,300
2023	$2,755.00	$302,000 Land $50,000 Building $252,000	$302,000 Land $50,000 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880