3208 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 3208 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,036 sqft · built 1983
OwnerCompany Name on File
Tax Bill$2,146 (2025)
Deeds & MortgagesJan 2024 Sale
May 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN79706

Property Details

APN / Parcel Number

Primary APN79706
Alternative APNs
  • 18590639145003208
  • 76568
  • 81085

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,036 sqft Heated Area
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number81085
Street Address3208 PINNACLE INN RD
CityBEECH MOUNTAIN
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBM PINNACLE INN 03 3208 0019 0019
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

3208 Pinnacle Inn Rd, a condominium, is owned by a company that acquired it in January 2024.

Source: Avery County records, as of December 3, 2025

Owner of RecordCompany Name on File
Mailing Address238 AURORA RD, HILLSBOROUGH, NC 27278-8119
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Warranty Deed, Transfer
May 4, 2023Warranty Deed, Transfer
Oct 28, 2021Warranty Deed, Transfer
Sep 4, 2020Warranty Deed, Transfer · Conventional with PMI
BANK OF TENNESSEE
Nov 15, 2019Warranty Deed, Transfer · Conventional with PMI
MOUNTAIN CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2024
Deed SaleJan 12, 2024
Prior SaleMay 4, 2023 · Amount on File
Deed Document Number0000059637
Deed Book / Page596 / 37
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJan 12, 2024
Property Address3208 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000000174
Book / Page596 / 37
Map ReferenceMB 142 PG 9
Instrument DateNov 29, 2023
Instrument2024000174
Transaction TypeTransfer
Record UpdatedDec 4, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address238 AURORA RD, HILLSBOROUGH, NC 27278-8119

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 AURORA RD, HILLSBOROUGH, NC 27278-8119

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateMay 4, 2023
Property Address3208 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000001825
Book / Page588 / 859
Map ReferenceMB 5 PG 6
Instrument DateApr 26, 2023
Instrument2023001825
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount on Record
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address238 AURORA RD, HILLSBOROUGH, NC 27278-8119

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateOct 28, 2021
Property Address3208 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000006783
Book / Page568 / 1328
Map ReferenceMB 5 PG 6
Instrument DateOct 25, 2021
Instrument2021006783
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount on Record
Tax$414.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4390 FALLS RIVER AVE, RALEIGH, NC 27614-7408

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateSep 4, 2020
Property Address301 PINNACLE INN RD UNIT 3208, 3208, BEECH MOUNTAIN, NC 28604-7479
Document Number0005481037
Book / Page000548 / 001037
Instrument DateAug 25, 2020
Instrument4665
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$238.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address301 PINNACLE INN RD #320 BEECH MOUNTAIN NC 286047478, 320, BEECH MOUNTAIN, NC 28604-7478

Mortgage

Document Number5481040
DateSep 4, 2020
Book Page000548/001040
Instrument4666
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 3, 2050
Interest
Rate TypeAdjustable Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateNov 15, 2019
Property Address301 PINNACLE INN RD UNIT 3208, 3208, BEECH MOUNTAIN, NC 28604-7479
Document Number0005372053
Book / Page000537 / 002053
Instrument DateNov 7, 2019
Instrument5481
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$218.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1184 BROAD LEAF DR JOHNSON CITY TN 376012492, JOHNSON CITY, TN 37601-2492

Mortgage

Document Number5372056
DateNov 15, 2019
Book Page000537/002056
Instrument5482
Lender
NameMOUNTAIN CMNTY BK
TypeBank
AddressSUGAR MOUNTAIN, NC 28604
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueNov 14, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3208 Pinnacle Inn Rd was $2,146.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,146.00$204,400 Building $204,400$204,400 Building $204,400
2023$817.00$204,400 (-) Building $204,400$204,400 (-) Building $204,400
2022$817.00$204,400 Building $204,400$204,400 Building $204,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3208 Pinnacle Inn Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Pinnacle Inn Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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