3206 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 3206 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,036 sqft · built 1983
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2023)
Tax Bill	$1,625 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80351`

Property Details

APN / Parcel Number

Primary APN	`80351`
Alternative APNs	`18590639145003206` `53292`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,036 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Flat
Roof Material	Built-Up Asphalt
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	80351
Street Address	3206 PINNACLE INN RD
City	BEECH MOUNTAIN
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BM PINNACLE INN 03 3206
Legal Subdivision	BM PINNACLE INN
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1002
Census Tract	930100

Owner

3206 Pinnacle Inn Rd, a condominium, is owned by an individual who bought it in August 2023.

Source: Avery County records, as of December 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1629 WELLINGTON AVE, NEWTON, NC 28658-9148
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Oct 28, 2009
Deed Document Number	0005912195
Deed Book / Page	591 / 2195
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Aug 31, 2023
Property Address	3206 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number	0000003734
Book / Page	591 / 2195
Map Reference	MB 4 PG 12
Instrument Date	Aug 28, 2023
Instrument	2023003734
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2111 NE 42ND CT # CT106W, CT106W, LIGHTHOUSE POINT, FL 33064-9018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 WELLINGTON AVE, NEWTON, NC 28658-9148

Mortgage

Document Number	0005912200
Date	Aug 31, 2023
Instrument	591/2200

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.96%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	8.96%
Max Rate At Change	10.9%
Index	1-Year T-Bill
Margin	3
Max Rate	13.9%

Tax Assessment & Valuation

The 2025 property tax bill for 3206 Pinnacle Inn Rd was $1,625.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Beech Mountain Town
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,625.00	$154,800 Building $154,800	$154,800 Building $154,800
2023	$619.00	$154,800 (-) Building $154,800	$154,800 (-) Building $154,800
2022		$154,800 Building $154,800	$154,800 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3206 Pinnacle Inn Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3206 Pinnacle Inn Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20