3205 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 3205 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,036 sqft · built 1983
Owner2 Individual Names on Record
Last Sale$266,000 (Apr 2022)
Tax Bill$1,696 (2025)
Deeds & MortgagesFeb 2026 Transfer
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN81906

Property Details

APN / Parcel Number

Primary APN81906
Alternative APNs
  • 18590639145003205
  • 77542

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,036 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number81906
Street Address3205 PINNACLE INN RD
CityBEECH MOUNTAIN
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBM PINNACLE INN 03 3205
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

Source: Avery County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1012 MONET BLVD, MT HOLLY, NC 28120-9363
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Intrafamily Transfer, Transfer
Apr 13, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF TENNESSEE
Mar 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Prior SaleApr 13, 2022 · Amount on Record
Deed Document Number0000002263
Deed Book / Page576 / 7
Last Transfer DateFeb 11, 2026
Transfer Doc0000000568
Record UpdatedJun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionAVERY NC
Recording DateFeb 11, 2026
Property Address3205 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000000568
Book / Page617 / 1158
Instrument DateJan 8, 2026
Instrument2026000568
Transaction TypeTransfer
Record UpdatedFeb 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1012 MONET BLVD, MOUNT HOLLY, NC 28120-9363

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 MONET BLVD, MOUNT HOLLY, NC 28120-9363

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateApr 13, 2022
Property Address3205 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000002263
Book / Page576 / 7
Map ReferenceMB 5 PG 6
Instrument DateMar 31, 2022
Instrument2022002263
Transaction TypeTransfer
Record UpdatedFeb 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$532.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 BAYLEAF DR, RAEFORD, NC 28376-7799
InvestorPossibly a Property Investor

Mortgage

Document Number0000057611
DateApr 13, 2022
Instrument576/11
Lender
NameBANK OF TENNESSEE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 13, 2052

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAVERY NC
Recording DateMar 9, 2017
Property AddressPINNACLE INN RD, BANNER ELK, NC 28604
Document Number0005071521
Book / Page000507 / 001521
Instrument DateJan 1, 2017
Instrument887
Transaction TypeTransfer
Record UpdatedOct 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28 GREENLEE AVE ASHEVILLE NC 288012551, ASHEVILLE, NC 28801-2551

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,696.00 (+162.54%)$161,600 (-) Building $161,600$161,600 (-) Building $161,600
2023$646.00$161,600 (-) Building $161,600$161,600 (-) Building $161,600
2022$646.00$161,600 Building $161,600$161,600 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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