Lucas County property record for 3207 Cindy Dr, Oregon, OH 43616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,294 sqft · built 1989 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $470,000 (Jun 2022) |
| Tax Bill | $8,537 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-91164 |
| Primary APN | 44-91164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,294 sqft Living Area |
| Gross Area | 5,389 sqft |
| 1st Floor Area | 1,754 sqft |
| 2nd Floor Area | 1,540 sqft |
| Basement Area | 1,363 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 608 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 577 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3207 CINDY DR |
|---|---|
| City | OREGON |
| State | OH |
| Zip | 43616-3356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 40-R2 |
| Legal Description | HALLSCHILD LOT 50 |
| Legal Subdivision | HALLSCHILD |
| Legal Tract | 101 |
| Legal Lot Number | 50 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | OREGON |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 10100 |
Source: Lucas County records · APN 44-91164
Assessment roll updated December 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3207 CINDY DR, OREGON, OH 43616-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 04, 2021 | Deed of Trust, Mortgage · Line of Credit BUCKEYE STATE BANK |
| Apr 25, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FED'L BK/THE MIDWEST |
| Jan 03, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FED'L BK/THE MIDWEST |
| Aug 31, 2017 | Fiduciary Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on Record |
| Deed Sale | Jun 29, 2022 · Amount on Record |
| Prior Sale | Aug 31, 2017 · Amount on Record |
| Deed Document Number | 202229232 |
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 0000013504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jun 29, 2022 |
| Property Address | 3207 CINDY DR, OREGON, OH 43616-3356 |
| Document Number | 0000029232 |
| Map Reference | VOL 88 PG 78 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 202206290029232 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3207 CINDY DR, OREGON, OH 43616-3356 |
| Document Number | 0000029233 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 202206290029233 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3207 CINDY DR, OREGON, OH 43616-3356 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022349 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 202105040022349 |
| Name | BUCKEYE STATE BANK |
|---|---|
| Type | Bank |
| Address | POWELL, OH 43065 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Mar 25, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3207 CINDY DR, OREGON, OH 43616-3356 |
| Document Number | 0000017628 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3207 CINDY DR OREGON OH 436163356, OREGON, OH 43616-3356 |
| Document Number | 0000017628 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 17628 |
| Name | FIRST FED'L BK/THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3207 CINDY DR, OREGON, OH 43616-3356 |
| Document Number | 0000003509 |
| Instrument Date | Jan 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3207 CINDY DR OREGON OH 436163356, OREGON, OH 43616-3356 |
| Document Number | 0000003509 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 3509 |
| Name | FIRST FED'L BK/THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Aug 31, 2017 |
| Property Address | 3207 CINDY DR, OREGON, OH 43616-3356 |
| Document Number | 0000038465 |
| Map Reference | VOL88 PG78 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 201708310038465 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3207 CINDY, DESHLER, OH 43516 |
| Document Number | 0000038466 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 201708310038466 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Lucas County records · Assessment roll updated December 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Oregon City |
| Unified School District | Oregon City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $164,500 (-9.18%) Land $10,675 Building $153,825 | $470,000 (-) Land $30,500 Building $439,500 | |
| 2024 | $8,537.00 (+27.88%) Homeowner's exemption | $181,125 (+52.25%) Land $10,675 Building $170,450 | $470,000 (+38.28%) Land $30,500 Building $439,500 |
| 2023 | $6,676.00 (-0.7%) Homeowner's exemption | $118,965 (-) Land $10,325 Building $108,640 | |
| 2022 | $6,723.00 Homeowner's exemption | $118,965 Land $10,325 Building $108,640 | |
| 2021 | $339,900 Land $29,500 Building $310,400 |
Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · tidal / storm surge |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| BCI Mississippi Broadband Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Electric Fixed Wireless | 100 / 20 |
May also be available: Spectrum, T-Mobile USA.
Based on FCC filings for 250 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OREGON CITY serves 19,950 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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