3151 Cindy Dr, Oregon, OH 43616 Property Records

Lucas County property record for 3151 Cindy Dr, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,060 sqft · built 1983
Lot Size	0.231 acres (10,100 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Sep 2005)
Tax Bill	$5,803 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44-91174`

Property Details

APN / Parcel Number

Primary APN	`44-91174`
Alternative APN	`24365053`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	982 sqft
2nd Floor Area	1,078 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1983
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	10,100 sqft (0.231 acres)
Lot Dimensions	144 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3151 CINDY DR
City	OREGON
State	OH
Zip	43616-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	HALLSCHILD LOT 53
Legal Subdivision	HALLSCHILD
Legal Tract	101
Legal Lot Number	53
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	5
Census Block	5005
Census Tract	10100

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3151 CINDY DR, OREGON, OH 43616-3356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit BAY AREA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2005 · Amount on Record
Deed Sale	Sep 23, 2005 · Amount on Record
Prior Sale	Nov 15, 1999 · Amount on Record
Deed Document Number	5108990
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3151 CINDY DR, OREGON, OH 43616-3356
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 CINDY DR, OREGON, OH 43616-3356

Mortgage

Document Number	0000043724
Date	Dec 4, 2025
Instrument	202512040043724

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3151 CINDY DR, OREGON, OH 43616-3356
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067511
Date	Dec 28, 2021
Instrument	202112280067511

Lender

Name	BAY AREA CU
Type	Credit Union
Address	OREGON, OH 43616

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,803.00 (+5.07%)	$118,510 (-) Land $13,685 Building $104,825
2024	$5,523.00 (+21.49%)	$118,510 (+45.95%) Land $13,685 Building $104,825	$338,600 (+45.95%) Land $39,100 Building $299,500
2023	$4,546.00 (-0.7%)	$81,200 (-) Land $10,220 Building $70,980
2022	$4,578.00 Homeowner's exemption	$81,200 Land $10,220 Building $70,980
2021			$232,000 Land $29,200 Building $202,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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