3165 Cindy Dr, Oregon, OH 43616 Property Records

Lucas County property record for 3165 Cindy Dr, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,936 sqft · built 1981
Lot Size	0.231 acres (10,100 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Nov 2018)
Tax Bill	$3,889 (2025)
Deeds & Mortgages	May 2021 Line of Credit Nov 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44-91167`

Property Details

APN / Parcel Number

Primary APN	`44-91167`
Alternative APN	`24365051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	968 sqft
2nd Floor Area	968 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,100 sqft (0.231 acres)
Lot Dimensions	144 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3165 CINDY DR
City	OREGON
State	OH
Zip	43616-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	HALLSCHILD LOT 51
Legal Subdivision	HALLSCHILD
Legal Tract	101
Legal Lot Number	51
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	5
Census Block	5005
Census Tract	10100

Owner

3165 Cindy Dr is owned and occupied by an individual who bought it in November 2018.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3165 CINDY DR, OREGON, OH 43616-3356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO
Nov 2, 2018	Warranty Deed, Transfer · Line of Credit GENOA BKNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Jul 17, 2006
Deed Document Number	18108889
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3165 CINDY DR, OREGON, OH 43616-3356
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026596
Date	May 26, 2021
Instrument	202105260026596

Lender

Name	GENOA BANKING CO
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 2, 2018
Property Address	3165 CINDY DR, OREGON, OH 43616-3356
Document Number	0000049673
Instrument Date	Nov 2, 2018
Instrument	49673
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Full Value
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3165 CINDY DR OREGON OH 436163356, OREGON, OH 43616-3356

Mortgage

Document Number	49674
Date	Nov 2, 2018
Instrument	49674

Lender

Name	GENOA BKNG
Type	Funding / Finance Company
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3165 Cindy Dr was $3,889, up 6.3% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,889.00 (+6.34%)	$78,470 (-) Land $11,025 Building $67,445
2024	$3,657.00 (+2.93%)	$78,470 (+24.28%) Land $11,025 Building $67,445	$224,200 Land $31,500 Building $192,700
2023	$3,553.00 (-0.7%)	$63,140 (-) Land $8,820 Building $54,320
2022	$3,578.00 Homeowner's exemption	$63,140 Land $8,820 Building $54,320
2021			$180,400 Land $25,200 Building $155,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3165 Cindy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3165 Cindy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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