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3206 Divot Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3206 Divot Rd, Sebring, FL 33872 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,632 sqft · built 1985
Lot Size0.453 acres (19,746 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Apr 2026)
Tax Bill$3,772 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC344802200001090

Property Details

APN / Parcel Number

Primary APNC344802200001090
Alternative APN
  • C-34-34-28-022-0000-1090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area2,107 sqft
1st Floor Area1,611 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area19,746 sqft (0.453 acres)
Lot Dimensions200 ft deep x 99 ft wide
Garage TypeAttached
Garage Area475 sqft
DrivewayConcrete Driveway
Driveway Area918 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area378 sqft
PorchFlorida Room
Porch Area465 sqft
Patio Area547 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3206 DIVOT RD
CitySEBRING
StateFL
Zip33872-1299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 109
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 3
Legal Lot Number109
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4035
Census Tract960602

Owner

Source: Highlands County records · APN C344802200001090

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3206 DIVOT RD, SEBRING, FL 33872-1299
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2026 · Amount on Record
Deed SaleApr 14, 2026 · Amount on Record
Prior SaleFeb 14, 2025 · Amount on Record
Deed Document Number20262308250
Deed Book / Page3185 / 1879
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 14, 2026
Property Address3206 DIVOT RD, SEBRING, FL 33872-1299
Document Number0002308250
Book / Page3185 / 1879
Instrument DateApr 13, 2026
Instrument20262308250
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$254,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3206 DIVOT RD, SEBRING, FL 33872-1299

Mortgage

Document Number0002308251,
DateApr 14, 2026
Instrument20262308251
Lender
NameNOVA FINANCIAL & INVESTMENT CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,772.00$256,441 (-2.71%) Land $28,500 Building $227,941$256,441 (-2.71%) Land $28,500 Building $227,941
2024$3,772.00 (+5.33%)
2023$3,581.00 (+8.38%)$263,583 (+14.31%) Land $27,000 Building $236,583$263,583 (+14.31%) Land $27,000 Building $236,583
2022$3,304.00$230,596 Land $27,000 Building $203,596$230,596 Land $27,000 Building $203,596

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims8 (2017–2022)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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