1. Home
  2. Florida
  3. Highlands County
  4. Sebring
  5. Divot Rd

3107 Divot Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3107 Divot Rd, Sebring, FL 33872 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,984 sqft · built 1991
Lot Size0.398 acres (17,324 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Sep 2025)
Tax Bill$4,967 (2024)
Deeds & MortgagesJun 2023 Line of Credit
Sep 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC344802200001190

Property Details

APN / Parcel Number

Primary APNC344802200001190
Alternative APN
  • C-34-34-28-022-0000-1190

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,984 sqft Living Area
Gross Area3,467 sqft
1st Floor Area2,402 sqft
Upper Floors Area582 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area17,324 sqft (0.398 acres)
Lot Dimensions174 ft deep x 100 ft wide
Garage TypeAttached
Garage Area483 sqft
DrivewayConcrete Driveway
Driveway Area684 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area282 sqft
Deck Area128 sqft
Patio Area218 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3107 DIVOT RD
CitySEBRING
StateFL
Zip33872-3893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 119
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 3
Legal Lot Number119
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4033
Census Tract960602

Owner

Source: Highlands County records · APN C344802200001190

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3107 DIVOT RD, SEBRING, FL 33872-3893
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2023Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Sep 22, 2025Warranty Deed, Transfer · FHA Mortgage
LEADERONE FINANCIAL CORP
Nov 18, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 14, 2021Warranty Deed, Transfer · VA Mortgage
QUICKEN LOANS LLC
Aug 28, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Prior SaleNov 18, 2022 · Amount on Record
Deed Document Number20252280103
Deed Book / Page3146 / 528
Prior Transfer DateAug 20, 2018
Prior Transfer Doc0001909414
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3107 DIVOT RD, SEBRING, FL 33872-3893
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002154353
DateJun 05, 2023
Book Page2979/592
Instrument2154353
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 15, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateSep 22, 2025
Property Address3107 DIVOT RD, SEBRING, FL 33872-3893
Document Number0002280103
Book / Page3146 / 528
Map ReferenceMB 14 PG 10
Instrument DateSep 22, 2025
Instrument2280103
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2710 STATE ROAD 17 S, AVON PARK, FL 33825-9624

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3107 DIVOT RD, SEBRING, FL 33872-3893

Mortgage

Document Number0003146530
DateSep 22, 2025
Instrument3146/530
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateNov 18, 2022
Property Address3107 DIVOT RD, SEBRING, FL 33872-3893
Document Number0002124565
Book / Page2942 / 917
Map ReferenceMB 14 PG 10
Instrument DateNov 17, 2022
Instrument2124565
Transaction TypeTransfer
Record UpdatedDec 05, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address787 TOOTLEY CAMPBELL RD, 787, MONTEAGLE, TN 37356-7852

Transferred To (Grantee/Buyer)

NameVerified Name
Address3107 DIVOT RD, SEBRING, FL 33872-3893

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 14, 2021
Property Address3107 DIVOT RD, SEBRING, FL 33872-3893
Document Number0002043884
Book / Page2837 / 612
Map ReferenceMB 14 PG 10
Instrument DateJul 09, 2021
Instrument2043884
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyTITLE UNLIMITED INC, TITLES UNLIMITED INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3206 PAR RD, 3206, SEBRING, FL 33872-1259

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 TOOTLEY CAMPBELL RD, MONTEAGLE, TN 37356-7852

Mortgage

Document Number0002837614
DateJul 14, 2021
Instrument2837/614
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateAug 28, 2018
Property Address3107 DIVOT RD, SEBRING, FL 33872-3893
Document Number0001909414
Book / Page002653 / 000161
Instrument DateAug 20, 2018
Instrument1909414
Transaction TypeTransfer
Record UpdatedSep 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3107 DIVOT RD SEBRING FL 338723893, SEBRING, FL 33872-3893

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$315,597 (-7.72%) Land $28,500 Building $287,097$315,597 (-7.72%) Land $28,500 Building $287,097
2024$4,967.00 (+106.36%)$341,990 (+83.63%) Land $27,000 Building $314,990$341,990 (+6.51%) Land $27,000 Building $314,990
2023$2,407.00 (-43.5%) Homeowner's exemption$186,235 (-32.82%)$321,095 (+15.82%) Land $27,000 Building $294,095
2022$4,260.00$277,237 Land $27,000 Building $250,237$277,237 Land $27,000 Building $250,237

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Divot Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures