3102 Divot Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3102 Divot Rd, Sebring, FL 33872 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,527 sqft Living Area
Lot Size	19,747 sqft (0.453 acres)
Occupancy	Owner Occupied
Last Sale	$284,000 (2026)
Tax Bill	$1,510.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C344802200001070`
Alternative APN	`C-34-34-28-022-0000-1070`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,527 sqft Living Area
Gross Area	2,010 sqft Gross Area
1st Floor	1,527 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	19,747 sqft (0.453 acres)
Depth X Width	200 ft x 99 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	918 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Patio Area	144 sqft Patio
Porch Area	290 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	3102 DIVOT RD
City	SEBRING
State	FL
Zip	33872-3892
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 107
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	107
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	4
Census Block	4035
Census Tract	960602

Owner

Source: Highlands County records · APN C344802200001070

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3102 DIVOT RD, SEBRING, FL 33872-3892
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2026 · Amount on Record
Deed Sale	Jul 01, 2026 · Amount on Record
Prior Sale	Feb 11, 2015 · Amount on Record
Deed Doc Number	20262319719
Deed Book / Page	3202 / 923
Prior Transfer Date	Dec 29, 2003
Prior Transfer Doc	0001228645
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 01, 2026
Property Address	3102 DIVOT RD, SEBRING, FL 33872-3892
Document Number	0002319719
Book / Page	3202 / 923
Instrument Date	Jun 30, 2026
Instrument	20262319719
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200,788.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 DIVOT RD, SEBRING, FL 33872-3892

Mortgage

Document Number	0002319720,
Date	Jul 01, 2026
Instrument	20262319720

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 (+3.28%) Homeowner's exemption	$125,743 (+5.99%)	$196,279 (-0.72%) Land $28,500 Building $167,779
2024	$1,462.00 (+3.47%)
2023	$1,413.00 (+2.39%) Homeowner's exemption	$118,640 (+3%)	$197,696 (+14.81%) Land $27,000 Building $170,696
2022	$1,380.00 Homeowner's exemption	$115,184	$172,193 Land $27,000 Building $145,193

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.