Osceola County property record for 3206 Bayview Ln, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,890 sqft Living Area |
| Lot Size | 16,465 sqft (0.378 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $435,000 (2025) |
| Tax Bill | $3,475.00 (2024) |
| Primary APN | 26-26-30-0628-0001-1890 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 2,832 sqft Gross Area |
| 1st Floor | 1,890 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,465 sqft (0.378 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 280 sqft Pool |
| Deck Area | 556 sqft Deck |
| Porch Area | 501 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3206 BAYVIEW LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8572 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SAWGRASS UNIT 3A PB 12 PG 37-38 LOT 189 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | SAWGRASS UNIT 3A |
| Legal Tract | 628 |
| Legal Block | 1890 |
| Legal Lot Number | 189 |
| Legal Unit | 3A |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 43304 |
Source: Osceola County records · APN 26-26-30-0628-0001-1890
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Mar 03, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU |
| Sep 01, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NP INC |
| Oct 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on Record |
| Deed Sale | Oct 13, 2025 · Amount on Record |
| Prior Sale | Oct 17, 2017 · Amount on Record |
| Deed Doc Number | 2025126739 |
| Deed Book / Page | 6863 / 2376 |
| Prior Transfer Date | Aug 31, 2023 |
| Prior Transfer Doc | 0064671142 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Document Number | 0063661181 |
|---|---|
| Date | Mar 03, 2023 |
| Book Page | 6366/1181 |
| Instrument | 2023025263 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 13, 2025 |
| Property Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Document Number | 0068632376 |
| Book / Page | 6863 / 2376 |
| Map Reference | MB 12 PG 37&38 |
| Instrument Date | Oct 09, 2025 |
| Instrument | 2025126739 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | UNKNOWN, THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3583 OSCEOLA DR, MELBOURNE, FL 32901-8177 |
| Name | Verified Name |
|---|---|
| Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Document Number | 0068632378 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 6863/2378 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 01, 2023 |
| Property Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Document Number | 0064671142 |
| Book / Page | 6467 / 1142 |
| Map Reference | MB 12 PG 37&38 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023115257 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Document Number | 0057911188 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 5791/1188 |
| Instrument | 2020121066 |
| Name | NP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 17, 2017 |
| Property Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Document Number | 0052241390 |
| Book / Page | 5224 / 1390 |
| Map Reference | MB12 PG37&38 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 2017147933 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,701.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13808 DOVE WING CT, 13808, ORLANDO, FL 32828-7470 |
| Name | Verified Name |
|---|---|
| Address | 3206 BAYVIEW LN, SAINT CLOUD, FL 34772-8572 |
| Document Number | 0052241392 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 5224/1392 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,597.00 (+3.51%) | $243,888 (+2.9%) | $376,900 (+3.43%) Land $75,000 Building $301,900 |
| 2024 | $3,475.00 (+2.66%) Homeowner's exemption | $237,015 (+3%) | $364,400 (+5.99%) Land $70,000 Building $294,400 |
| 2023 | $3,385.00 (+3.61%) Homeowner's exemption | $230,112 (+3%) | $343,800 (+24.34%) Land $65,000 Building $278,800 |
| 2022 | $3,267.00 Homeowner's exemption | $223,410 | $276,500 Land $60,000 Building $216,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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